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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Not just a credit card!

Services and add-n support are available. Debt tips, budgeting and advice on the rising costs are great help Reviewed on: 11th April 2023

Excellent

Exceptional services, helpful staff, easy to use app, wonderful experience Reviewed on: 11th April 2023

Easy to use and easy to understand

I got Zopa to help my with my credit score and it really helps me as the apps easy to understand and they provide help and advice to help me improve my credit score Reviewed on: 11th April 2023

Great Company Great Customer Service Non Judgemental

Always on hand to support their customers. Reviewed on: 11th April 2023

Europe

My Zopa credit card saved my life in France. My main back card wouldn’t work so I could book a train or a hotel couldn’t even buy a coffee. Then I remembered I had my Zopa credit card with me. Didn’t even have to sign just tap and I was away. Best card ever. Reviewed on: 11th April 2023

Great Card!

Easy to use mobile app! Good customer support Reviewed on: 11th April 2023

Great service

Really good service and would recommend to anyone if they want credit Reviewed on: 11th April 2023

Amazing service, friendly helpful staff

Zopa helped me when no one else would, amazing and friendly staff, any problems are dealt with quickly and efficiently Reviewed on: 11th April 2023

EASY TO WORK

LIMITED CREDIT. CAN USE EVERYWHERE. Reviewed on: 11th April 2023

Good card to bulid your credit

Been with you now for over 12 months cant fault you keep the good work thanks for my card Reviewed on: 11th April 2023

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