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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great app.

4
Great app. And customer service.... Reviewed on: 20th April 2026

Always great deal.

5
Always great deal. Easy to manage Reviewed on: 20th April 2026

All good with everything provided

5
All good with everything provided Reviewed on: 20th April 2026

118 gave me that little push of help when I needed i...

5
118 gave me that little push of help when I needed it the most Reviewed on: 20th April 2026

Good credit card.

5
Good credit card. Simple to youse and manage Reviewed on: 20th April 2026

All round great customer service and very helpful wi...

5
All round great customer service and very helpful with any problems you have Reviewed on: 20th April 2026

No issues at all had a querie but was sorted with on...

5
No issues at all had a querie but was sorted with one short phone call Reviewed on: 20th April 2026

App is simple to use.

5
App is simple to use. You always know where you are up to. Never had to contact customer service as everything runs so smoothly. Highly recommend Reviewed on: 20th April 2026

Never have any issues - they have a great a...

4
Never have any issues with 118 - they have a great app too. Easy to use the app to understand where I am with my account and to make my monthly payments, which I can do via my bank, which is convenient for me. Reviewed on: 20th April 2026

No fees on foreign transactions

5
I love the fact that there are no fees for overseas transactions. This is my go to card for trips abroad Reviewed on: 20th April 2026

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