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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
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Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

No issues at all had a querie but was sorted with on...

5
No issues at all had a querie but was sorted with one short phone call Reviewed on: 20th April 2026

App is simple to use.

5
App is simple to use. You always know where you are up to. Never had to contact customer service as everything runs so smoothly. Highly recommend Reviewed on: 20th April 2026

Never have any issues - they have a great a...

4
Never have any issues with 118 - they have a great app too. Easy to use the app to understand where I am with my account and to make my monthly payments, which I can do via my bank, which is convenient for me. Reviewed on: 20th April 2026

No fees on foreign transactions

5
I love the fact that there are no fees for overseas transactions. This is my go to card for trips abroad Reviewed on: 20th April 2026

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 20th April 2026

reliable and always helped when I needed it

5
reliable and always helped when I needed it Reviewed on: 20th April 2026

Top credit card Number 1

5
Very good experience excelent I’ve been abroad many times and using this card no problems very good Reviewed on: 20th April 2026

Easy to set up the card.

5
Easy to set up the card. Quick delivery. Reviewed on: 20th April 2026

I have actually recommended you guys to friends, the...

5
I have actually recommended you guys to friends, the limits you give are awesome and really helped boost my credit score. Reviewed on: 20th April 2026

Very good experience overall, good customer service,...

5
Very good experience overall, good customer service, I had loans and credit card from them and it helped me when I needed. Reviewed on: 20th April 2026

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