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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 3,210 reviews, last reviewed 12th Apr 2026
189200% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
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0%
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1%

Latest highest rating:

4

The people on the phone is very good at what they do... The people on the phone is very good at what they do and it doesn’t take long to get to talk to them as well Reviewed on: 12th April 2026
Kevin s's avatar
Kevin s

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (3210)

Great company never no problems with

5
Great company never no problems with Reviewed on: 30th March 2026
Teresa M's avatar
Teresa M

excellent service

5
Always had excellent service with 118118, Reviewed on: 30th March 2026
GlREEVE's avatar
GlREEVE

I’m happy with you and you was give me support and h...

5
I’m happy with you and you was give me support and help all time thank you for everything Reviewed on: 30th March 2026
Samil A's avatar
Samil A

Keep me in the loop with offers and spending tips

5
Keep me in the loop with offers and spending tips Reviewed on: 30th March 2026
Alan s's avatar
Alan s

High Interest Rate

4
the APR is too high . Monthly interest rate is high, generally the rate is high Reviewed on: 30th March 2026
Ade O's avatar
Ade O

118 is very straight forward ,very polite and very h...

5
118 is very straight forward ,very polite and very helpful Reviewed on: 30th March 2026
Conroy L's avatar
Conroy L

Great for rebuilding credit

5
While the APR feels a little high, I appreciate that they’re chiefly lending to people trying to build their credit score. I got a card with them just after finalising an IVA and I’m really glad I did as it’s done wonders for my credit score. The app is very useful and I’ve had a couple of credit limit increases to recognise my responsible lending, and they’ve been really helpful in rebuilding my financial confidence. Reviewed on: 30th March 2026
BC's avatar
BC

Great job

5
Glad to be given a chance to help build credit and you are fair! Reviewed on: 30th March 2026
Mark Timlin's avatar
Mark Timlin

Easy to apply.

5
Easy to apply. Easy to use. Excellent customer service. Reviewed on: 30th March 2026
Lynne R's avatar
Lynne R

Easy and great

5
Easy to sign up, accepted and card came very quickly, easy app use Reviewed on: 30th March 2026
Layla L's avatar
Layla L

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