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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

The App needs to be more detailed and lots of offers...

4
The App needs to be more detailed and lots of offers are needed on the App Reviewed on: 20th April 2026

I am happy with 118 118 credit card

5
I am happy with 118 118 credit card Reviewed on: 20th April 2026

I really like this credit card best thing is every f...

5
I really like this credit card best thing is every four month it is increasing the limit it is really helpful for me. Reviewed on: 20th April 2026

Great service recommend to everyone

5
Great service recommend to everyone Reviewed on: 20th April 2026

Very good never had a problem with 118

5
Very good never had a problem with 118 Reviewed on: 20th April 2026

Everything is straightforward and easy to use.

4
Everything is straightforward and easy to use. Reviewed on: 20th April 2026

Easy to navigate....

5
I have found it very easy to navigate the app and it has helped me keep on track with my spending, so nasty surprises. I'm very happy with how easy it is to keep on top of payments. Reviewed on: 20th April 2026

118 118 - an excellent product!

5
118 118 has given me a life line when I needed it. They have excellent customer service and keep me well informed about my account and any changes they are making. I would recommend them to anyone without hesitation. They have an easy to use app which enables you to keep track of your account at all times. All in all an excellent product! Reviewed on: 20th April 2026

Good customer service with quick responses

5
Good customer service with quick responses Reviewed on: 20th April 2026

Easy application.

5
Easy application. Balance available immediately in Apple Pay. Reviewed on: 20th April 2026

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