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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Very easy to apply, great customer service.

Very easy to apply, great customer service. Reviewed on: 20th April 2026

The App is great and customer service has been so he...

The App is great and customer service has been so helpful and efficient Reviewed on: 20th April 2026

I’ve been using 118 118 credit card from last many m...

I’ve been using 118 118 credit card from last many months and with very less APR it works smooth for me. Reviewed on: 20th April 2026

The experience is greate to make me so happy to can...

The experience is greate to make me so happy to can be part of 118 118 money. Reviewed on: 20th April 2026

I’m not a credit card person...

I’m not a credit card person as my experience is from that perspective, but I do know that you need to be on top of things. I use this and I pay in full every single month. I know a lot of people would struggle with this. This is how I need to use it so if may not be appropriate for everyone. It did work for me. Reviewed on: 20th April 2026

Good card with an easy to use app and useful for bui...

Good card with an easy to use app and useful for building my credit score if used sensibly Reviewed on: 20th April 2026

You are Awesome

Hey! Just wanted to say I had a really great experience. Everything was smooth, easy, and honestly better than I expected. Really appreciate how straightforward and pleasant it all felt — definitely left a positive impression Reviewed on: 20th April 2026

Simple and easy to use , flexible payment

Simple and easy to use , flexible payment Reviewed on: 20th April 2026

Best experience specially use card as apple pay

Best experience specially use card as apple pay Reviewed on: 20th April 2026

118118 has been really good for me and the customer...

118118 has been really good for me and the customer service is great Reviewed on: 20th April 2026

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