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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great service recommend to everyone

5
Great service recommend to everyone Reviewed on: 20th April 2026

Very good never had a problem with 118

5
Very good never had a problem with 118 Reviewed on: 20th April 2026

Everything is straightforward and easy to use.

4
Everything is straightforward and easy to use. Reviewed on: 20th April 2026

Easy to navigate....

5
I have found it very easy to navigate the app and it has helped me keep on track with my spending, so nasty surprises. I'm very happy with how easy it is to keep on top of payments. Reviewed on: 20th April 2026

118 118 - an excellent product!

5
118 118 has given me a life line when I needed it. They have excellent customer service and keep me well informed about my account and any changes they are making. I would recommend them to anyone without hesitation. They have an easy to use app which enables you to keep track of your account at all times. All in all an excellent product! Reviewed on: 20th April 2026

Good customer service with quick responses

5
Good customer service with quick responses Reviewed on: 20th April 2026

Easy application.

5
Easy application. Balance available immediately in Apple Pay. Reviewed on: 20th April 2026

Very easy to apply, great customer service.

5
Very easy to apply, great customer service. Reviewed on: 20th April 2026

The App is great and customer service has been so he...

5
The App is great and customer service has been so helpful and efficient Reviewed on: 20th April 2026

I’ve been using 118 118 credit card from last many m...

5
I’ve been using 118 118 credit card from last many months and with very less APR it works smooth for me. Reviewed on: 20th April 2026

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