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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Good customer service

5
Wonderful experience great customer service Reviewed on: 20th April 2026

There are friendly

5
There are friendly and excellent Reviewed on: 20th April 2026

Went away and you alt me a lot while I was away.

5
Went away and you alt me a lot while I was away. Reviewed on: 20th April 2026

Great app and easy to use and tap and pay so easy...

5
Great app and easy to use and tap and pay so easy aswell as customers services contact if need be. Reviewed on: 20th April 2026

From application to receiving card and then bills ea...

5
From application to receiving card and then bills each month. All is great Reviewed on: 20th April 2026

Very helpful with any query that have needed help with

5
Very helpful with any query that have needed help with Reviewed on: 20th April 2026

Highly recommend 118118

5
Very clear and informative abaout everything a customer would need to know Reviewed on: 20th April 2026

Great app clear to see Balance and payments.

5
Great app clear to see Balance and payments. Easy to use via phone Reviewed on: 20th April 2026

A good start

4
It been ok so far just interest rate a little high but differently not the worst Reviewed on: 20th April 2026

Outstanding customer service

5
Excellent customer service. Willing to help customers struggling to repay Reviewed on: 20th April 2026

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