Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

The experience is greate to make me so happy to can...

5
The experience is greate to make me so happy to can be part of 118 118 money. Reviewed on: 20th April 2026

I’m not a credit card person...

4
I’m not a credit card person as my experience is from that perspective, but I do know that you need to be on top of things. I use this and I pay in full every single month. I know a lot of people would struggle with this. This is how I need to use it so if may not be appropriate for everyone. It did work for me. Reviewed on: 20th April 2026

Good card with an easy to use app and useful for bui...

5
Good card with an easy to use app and useful for building my credit score if used sensibly Reviewed on: 20th April 2026

You are Awesome

5
Hey! Just wanted to say I had a really great experience. Everything was smooth, easy, and honestly better than I expected. Really appreciate how straightforward and pleasant it all felt — definitely left a positive impression Reviewed on: 20th April 2026

Simple and easy to use , flexible payment

4
Simple and easy to use , flexible payment Reviewed on: 20th April 2026

Best experience specially use card as apple pay

5
Best experience specially use card as apple pay Reviewed on: 20th April 2026

118118 has been really good for me and the customer...

5
118118 has been really good for me and the customer service is great Reviewed on: 20th April 2026

Good customer service

5
Wonderful experience great customer service Reviewed on: 20th April 2026

There are friendly

5
There are friendly and excellent Reviewed on: 20th April 2026

Went away and you alt me a lot while I was away.

5
Went away and you alt me a lot while I was away. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products