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118 118 Money: Credit card reviews

4.86
Based on 3,210 reviews, last reviewed 12th Apr 2026
189200% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

The people on the phone is very good at what they do... The people on the phone is very good at what they do and it doesn’t take long to get to talk to them as well Reviewed on: 12th April 2026
Kevin s's avatar
Kevin s

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3210)

It’s so easy to use when your on holiday

4
It’s so easy to use when your on holiday Reviewed on: 30th March 2026

Its helpful and supports in day to days expense purc...

4
Its helpful and supports in day to days expense purchases Reviewed on: 30th March 2026

Happy customer

5
Always been very polite if I have called, and solved my issues. Payments and dates clearly displayed Reviewed on: 30th March 2026

Easy to use.

5
Easy to use. Communication is very good Reviewed on: 30th March 2026

1st credit card!

5
1st credit card, they made applying really easy! Reviewed on: 30th March 2026

The simple monthly fee card has one fixed monthly fe...

5
The simple monthly fee card has one fixed monthly fee and that’s it! There are no interest charges and no other fees. This means that you'll only be charged the same fixed monthly fee each month regardless of how you use your card Reviewed on: 30th March 2026

Plan simple to use and user friendly

5
Plan simple to use and user friendly Reviewed on: 30th March 2026

The card is great and came faster then I thought bei...

5
The card is great and came faster then I thought being able to add straight to phone and use was a great help too Reviewed on: 30th March 2026

APR too high

3
To expensive not great at helping out Reviewed on: 30th March 2026

No problem set up, easy to use in my digital wallet.

5
No problem set up, easy to use in my digital wallet. Reviewed on: 30th March 2026

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