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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Easy to use and good credit alao like its on...

Easy to use and good credit alao like its on apple pay Reviewed on: 20th April 2026

Excellent service throughout.

Excellent service throughout. The app is so easy to use and pay Reviewed on: 20th April 2026

When needed.

When needed. You were there for helped me with a loan and a good start on credit limit with my card. Definately recommended you on to my friends and family Reviewed on: 20th April 2026

Was given a credit card straight away able to use st...

Was given a credit card straight away able to use straight away good amount given upfront, leeway given with missed payments would recommend Reviewed on: 20th April 2026

Value for money

App is easy for self managing credit card information, instant notifications and adequate but user friendly verification features Reviewed on: 20th April 2026

Easy to apply, good rates if you use the card wisely.

Easy to apply, good rates if you use the card wisely. Reviewed on: 20th April 2026

I've been a customer for a few years

I've been a customer for a few years & have never had any problems whatsoever. Easy to use app & simple rules! Reviewed on: 20th April 2026

Great service always

Great service always quick service Reviewed on: 20th April 2026

Excellent service and product.

Excellent service and product. Would highly recommend credit card as a product Reviewed on: 20th April 2026

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