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118 118 Money: Credit card reviews

4.86
Based on 3,210 reviews, last reviewed 12th Apr 2026
189200% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

The people on the phone is very good at what they do... The people on the phone is very good at what they do and it doesn’t take long to get to talk to them as well Reviewed on: 12th April 2026
Kevin s's avatar
Kevin s

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3210)

Good service, Company Reg and refund my money You ha...

5
Good service, Company Reg and refund my money You have made it very ddifficult to cancel this memebership iimmediately please Reviewed on: 30th March 2026

No issues.

5
No issues. Easy to use. Always updating Reviewed on: 30th March 2026

Great company and Customer service

5
Great company, Customer service always prompt when a problem is presented. APRS and charges are reasonable. Good for anyone struggling to get credit elsewhere. Reviewed on: 30th March 2026

The app needs revision

4
The app needs to be more user friendly so the customer is fully aware of their credit balance et Reviewed on: 30th March 2026

Great experience, seamless from start to finish

5
Great experience, seamless from start to finish Reviewed on: 30th March 2026

Very flexible

5
Very flexible, and with good starting credit limit despite of low credit scores Reviewed on: 30th March 2026

Never had any problems with 118 118

5
Never had any problems with 118 118 Reviewed on: 30th March 2026

Good system but could do with a few tweaks

4
Good experience so far, except for blocking my card after a purchase that I even approved in the app Reviewed on: 30th March 2026

All good had no bad experience with them

5
All good had no bad experience with them Reviewed on: 30th March 2026

Customer service

5
Very professional service. Would use and recommend them to family and friends Reviewed on: 30th March 2026

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