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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Was given a credit card straight away able to use st...

Was given a credit card straight away able to use straight away good amount given upfront, leeway given with missed payments would recommend Reviewed on: 20th April 2026

Value for money

App is easy for self managing credit card information, instant notifications and adequate but user friendly verification features Reviewed on: 20th April 2026

Easy to apply, good rates if you use the card wisely.

Easy to apply, good rates if you use the card wisely. Reviewed on: 20th April 2026

I've been a customer for a few years

I've been a customer for a few years & have never had any problems whatsoever. Easy to use app & simple rules! Reviewed on: 20th April 2026

Great service always

Great service always quick service Reviewed on: 20th April 2026

Excellent service and product.

Excellent service and product. Would highly recommend credit card as a product Reviewed on: 20th April 2026

Excellent Excellent compayproduct and service e

Excellent product and service very happy with everything that is provided with 118 Reviewed on: 20th April 2026

I have enjoyed 118 money credit card its helping my...

I have enjoyed 118 money credit card its helping my credit score so much Reviewed on: 20th April 2026

Absolutely faultless

Absolutely brilliant service from 118 118 Money. Fast, simple, and no nonsense from start to finish. The application was quick and easy, and everything moved along far quicker than I expected. What really sets them apart is the customer support—friendly, switched on, and actually helpful. No scripts, no runaround, just real people who know what they’re doing and get things sorted. If you want a straightforward, stress-free experience with a company that actually delivers on what it promises, 118 118 Money is the one. Highly recommended. Reviewed on: 20th April 2026

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