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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Excellent Excellent compayproduct and service e

Excellent product and service very happy with everything that is provided with 118 Reviewed on: 20th April 2026

I have enjoyed 118 money credit card its helping my...

I have enjoyed 118 money credit card its helping my credit score so much Reviewed on: 20th April 2026

Absolutely faultless

Absolutely brilliant service from 118 118 Money. Fast, simple, and no nonsense from start to finish. The application was quick and easy, and everything moved along far quicker than I expected. What really sets them apart is the customer support—friendly, switched on, and actually helpful. No scripts, no runaround, just real people who know what they’re doing and get things sorted. If you want a straightforward, stress-free experience with a company that actually delivers on what it promises, 118 118 Money is the one. Highly recommended. Reviewed on: 20th April 2026

10out of 10

Positive reminder of payments and statements, friendly team always available to help Reviewed on: 20th April 2026

I’ve been consistently impressed by how smooth and r...

I’ve been consistently impressed by how smooth and reliable everything has been, from the ease of managing my account online to the clarity of your billing statements. Your mobile app is especially user-friendly and makes it simple to track spending and stay on top of payments. Reviewed on: 20th April 2026

Always happy with service.

Always happy with service. Never had an issue Reviewed on: 20th April 2026

Came into 118 with a mediocre credit sco and the c...

Came into 118 with a mediocre credit score and the card has allowed me to build up some credit whilst also having a bit of money to the side for a rainy day fund. Looking forward to further usage and seeing if I get some limit increases too. Reviewed on: 20th April 2026

Excellent does not cost much to use and handy for em...

Excellent does not cost much to use and handy for emergency. plus very good with setting a date for my convenience to pay when I get paid Reviewed on: 20th April 2026

new Start

i recieved my 118 118 credit card a few months ago it was so easy to access i have used my card multiple times very very happy with the card and the results i got with it happy customer Reviewed on: 20th April 2026

Accepted when I needed them the most.

Accepted when I needed them the most. Reviewed on: 20th April 2026

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