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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Excellent deal and am thrilled to have the card

5
Excellent value for money and will definitely recommend it to others Reviewed on: 20th April 2026

Always helpful and informative with every query I ha...

5
Always helpful and informative with every query I have had. Reviewed on: 20th April 2026

First class service

5
It was fast and simple can not fault them what so ever Reviewed on: 20th April 2026

Never a problem and everything is clear on the app ,...

5
Never a problem and everything is clear on the app , from bad credit decisions I ve made in past this is helping me rebuild to stay in control Reviewed on: 20th April 2026

Excellent service at all times good staff when contact

5
Excellent service at all times good staff when contact Reviewed on: 20th April 2026

Very prompt and efficient excellent

4
Very prompt and efficient excellent Reviewed on: 20th April 2026

Recently joined 118 and iv had no problems at all fr...

5
Recently joined 118 and iv had no problems at all from start to finish , I recommend to family and friends Reviewed on: 20th April 2026

Great service.

5
Great service. Easy to use. Helpful and friendly customer service. Reviewed on: 20th April 2026

Always great to deal with.!

5
Always great to deal with. Whenever there is an issue they are great at communicating and dealing the issue promptly. Reviewed on: 20th April 2026

Easy to use

5
118 118 Money has been easy to use and I have felt it was good value for money Reviewed on: 20th April 2026

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