Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5638)

Everything is ok!

5
Everything is ok! Thank you very much. Reviewed on: 11th April 2026

Simple, reliable and easy to manage

5
I’ve had a really positive experience with this credit card so far. The application process was straightforward and quick, and everything was clearly explained from the start. What I like most is how easy it is to manage the account. The app is simple to use, payments are smooth, and I always feel in control of my spending. I also appreciate the transparency with charges and statements, there are no hidden surprises. Customer service has been helpful whenever I’ve needed support, and overall the service feels reliable and well organised. It’s been a great option for day-to-day use, and I’d definitely recommend it to anyone looking for a simple and trustworthy credit card. Reviewed on: 11th April 2026

excelent communications and fair assesments

5
excelent communications and fair assesments Reviewed on: 11th April 2026

Never had a problem with 118-118 , I was scamed once...

5
Never had a problem with 118-118 , I was scamed once and they had it sorted within 48 hours Reviewed on: 11th April 2026

An excellent company with clear communication.

5
An excellent company with clear communication. A pleasant experience. Reviewed on: 11th April 2026

Never had a problem, so easy to use.

5
Never had a problem, so easy to use. Reviewed on: 11th April 2026

Grate card

5
I found it really easy to use also have it on my phone wallet which is even better Reviewed on: 11th April 2026

118 118 money card is very good service.

5
118 118 money card is very good service. Reviewed on: 11th April 2026

App really easy to use and easy to apply for and qui...

5
App really easy to use and easy to apply for and quick response Reviewed on: 11th April 2026

Always been very helpful and quick when needed help

4
Always been very helpful and quick when needed help Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products