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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Great company a great card and loan

5
Great company a great card and loan Reviewed on: 11th April 2026

Like the credit card and liked the increases as long...

5
Like the credit card and liked the increases as long as you are responsible it's a good card , like the app it very clear on balance and what is owing and you do get a timely reminder before payment date Reviewed on: 11th April 2026

It’s been very good and efficient and very easy doing.

4
It’s been very good and efficient and very easy doing. they have been helpful Reviewed on: 11th April 2026

Very pleasant experience and easy to apply and acce...

5
Very pleasant experience and easy to apply and accessible account Reviewed on: 11th April 2026

Using my 118 credit card makes so much easier when s...

5
Using my 118 credit card makes so much easier when shopping just tap and thats it done Reviewed on: 11th April 2026

No hesitation

5
I received a message year ago that I might eligible for they credit card. I fill out the form and a short time later received a positive response. Later on I received message for increasing my limit. I've to say nothing bad came around and I just say thank you to be there. Reviewed on: 11th April 2026

Excellent Experience with 118 118 Money.

5
Excellent Experience with 118 118 Money. Overall satisfied with the services. Customer service and everything is fantastic. Recommended. Reviewed on: 11th April 2026

Easy to use app, i can navigate around the app with...

5
Easy to use app, i can navigate around the app with ease. Good customer service Reviewed on: 11th April 2026

I love 118 amazing customer service

5
I love 118 amazing customer service Reviewed on: 11th April 2026

118 118 money credit card is amazing they are respon...

5
118 118 money credit card is amazing they are responsible they are open so you know what your getting and understand your Apr ect, they keep you safe from fraud I have been frauded and honestly I feel safe using my 118 money credit card. The app is easy to use and do everything you need to I can honestly say it the best credit card ive had I would definitely recommend it to family and friends Reviewed on: 11th April 2026

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