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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Im just join 118 118 credit card recently,,all o...

5
Im just join 118 118 credit card recently ,,all over gd for me ,,gd customer service ,,i call twice & get all help .. hope i be soon there in one of top customer with 118 118 money with credit card user Reviewed on: 12th April 2026

The 118 credit card surprised me in a good way.

5
The 118 credit card surprised me—in a good way. It’s simple, reliable, and does exactly what you need without the usual complications. I use it for everyday spending, and it’s helped me stay on top of my finances thanks to its clear app and straightforward features. What really stands out is how stress-free it feels. No confusion, no hidden catches—just a card that works when you need it. It’s given me more control and confidence with my money, which is exactly what I was looking for. If you want a credit card that keeps things easy and actually delivers, 118 is a great choice. Reviewed on: 11th April 2026

King 118

5
It’s good and excellent to use credit card Reviewed on: 11th April 2026

So far, so good, thank you.

5
So far, so good, thank you. A nice and easy to use app and very easy set up with great guides and customer service. I am happy so far with using the app. Reviewed on: 11th April 2026

Excellent service, great customer service

5
Excellent service, great customer service Reviewed on: 11th April 2026

Realy easy and good customer service

5
Realy easy and good customer service Reviewed on: 11th April 2026

118 118 Money.. Excellent Card & Fantastic App!

5
118 118 Money have a great app that is very easy to use and explains everything when your statements are produced. The Credit Card is very good with competitive rates depending on status. If you pay it off it's the same as any other Banks etc, no interest. So potentially up to 6 weeks interest free credit. Reviewed on: 11th April 2026

Its really amazing.

5
Its really amazing. Very handy to use Reviewed on: 11th April 2026

118 Excellent for my finances

5
118 money are excellent and help me keep my finances in check. They also only send me offers if they think I can afford it. Reviewed on: 11th April 2026

Awesome very quick and easy.

5
Awesome very quick and easy. App is very simple Reviewed on: 11th April 2026

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