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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Very good service always ready to help

Very good service always ready to help Reviewed on: 12th April 2026

Just a good around experience.

Just a good around experience. Easy app, good security, staff helpful when needed. Reviewed on: 12th April 2026

Useful bit of plastic.

Since having the card, it has been useful and easy to manage, everything I need in a cresit card. Reviewed on: 12th April 2026

Im just join 118 118 credit card recently,,all o...

Im just join 118 118 credit card recently ,,all over gd for me ,,gd customer service ,,i call twice & get all help .. hope i be soon there in one of top customer with 118 118 money with credit card user Reviewed on: 12th April 2026

The 118 credit card surprised me in a good way.

The 118 credit card surprised me—in a good way. It’s simple, reliable, and does exactly what you need without the usual complications. I use it for everyday spending, and it’s helped me stay on top of my finances thanks to its clear app and straightforward features. What really stands out is how stress-free it feels. No confusion, no hidden catches—just a card that works when you need it. It’s given me more control and confidence with my money, which is exactly what I was looking for. If you want a credit card that keeps things easy and actually delivers, 118 is a great choice. Reviewed on: 11th April 2026

King 118

It’s good and excellent to use credit card Reviewed on: 11th April 2026

So far, so good, thank you.

So far, so good, thank you. A nice and easy to use app and very easy set up with great guides and customer service. I am happy so far with using the app. Reviewed on: 11th April 2026

Excellent service, great customer service

Excellent service, great customer service Reviewed on: 11th April 2026

Realy easy and good customer service

Realy easy and good customer service Reviewed on: 11th April 2026

118 118 Money.. Excellent Card & Fantastic App!

118 118 Money have a great app that is very easy to use and explains everything when your statements are produced. The Credit Card is very good with competitive rates depending on status. If you pay it off it's the same as any other Banks etc, no interest. So potentially up to 6 weeks interest free credit. Reviewed on: 11th April 2026

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