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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

I paid off over £2k on a loan and it only reduced th...

I paid off over £2k on a loan and it only reduced the amount borrowed by £77. They are loan sharks Reviewed on: 13th April 2026

Excellent Service and customer care from day 1.

Excellent Service and customer care from day 1. Continuous updates and fast reliable assis5amce when required Reviewed on: 13th April 2026

Great credit card they have increased my credit ever...

Great credit card they have increased my credit every 6 months. App is so easy to use and I’m happy with how easy it is to pay on the app. They are supportive of helping people increase their credit rating. Reviewed on: 13th April 2026

Simple and helpful set up

It was a useful set up and customer relations are very good easy to use app to keep you in control of finances Reviewed on: 13th April 2026

The application process was quick and very straight...

The application process was quick and very straight forward and I was very impressed with 118 118. I was able to use the virtual card immediately and would recommend their services to anybody that was seeking a credit card. Reviewed on: 13th April 2026

The people on the phone is very good at what they do...

The people on the phone is very good at what they do and it doesn’t take long to get to talk to them as well Reviewed on: 12th April 2026

118 are amazing always on hand to help

118 are amazing always on hand to help Reviewed on: 12th April 2026

Excellent service and smooth experience

My experience with this credit card has been excellent. The application was quick, the service is reliable, and everything works smoothly. I’m very happy with it and would recommend it to others. Reviewed on: 12th April 2026

Easy to use straight forward app.

Easy to use straight forward app. Customer service was helpful as had an issue with my transaction and were resolved immediately. Reviewed on: 12th April 2026

Easy to use, straightforward and easy to navigate app.

Easy to use, straightforward and easy to navigate app. Reviewed on: 12th April 2026

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