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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Amazing service, I would definately recommend 118

Amazing service, I would definately recommend 118 Reviewed on: 11th April 2026

Been brilliant all the way through always there to h...

Been brilliant all the way through always there to help always have good offers Reviewed on: 11th April 2026

Amazing easy to use app5 start customer service

Amazing easy to use app - very good customer service Reviewed on: 11th April 2026

Very good, never an issue, card works perfectly, wit...

Very good, never an issue, card works perfectly, with decent protection and a very simple app Reviewed on: 11th April 2026

A great way to learn more about money

My experience is a learning curve. Im not afraid to look at my finances anymore. I have some way to go but now I'm beginning to see a better future. Love the layout, the tips and it's no longer overwhelming. Reviewed on: 11th April 2026

Good card , even better app

I have been using the card for few years now & I find it very good, the rates are standard, app is very user friendly easy to navigate, I like the most when I make a payment from my linked debit card it takes less than 24 hours in most cases within few hours balance get updated so it means you get to use the paid amount too, only improvement I would like to suggest is after using it few years the 118118 company should have reduced the rate by few percent for loyalty. Reviewed on: 11th April 2026

If you keep up your payments on time everything you...

If you keep up your payments on time everything you will get a increase that works for yourself. Reviewed on: 11th April 2026

Very easy to use, good customer care

Very easy to use, good customer care Reviewed on: 11th April 2026

It’s all good not to complain, I’m happy with all...

It’s all good not to complain, I’m happy with all Reviewed on: 11th April 2026

Good Credit Card.Thank you

Do you help me so much Thank.All the time,can buy everything. Reviewed on: 11th April 2026

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