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118 118 Money: Credit card reviews

4.85
Based on 5,589 reviews, last reviewed 23rd Apr 2026
398200% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 is top rate I’ve been using this credit card for a while now, and overall it’s been a solid financial tool. The application process was straightforward, and I rec... Read more Reviewed on: 23rd April 2026
Michelle Mc's avatar
Michelle Mc

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5589)

Overall very Happy with 118118 - absolutely amazing...

5
Overall very Happy with 118118 - absolutely amazing service provided and very easy to access website and easy to use - would recommend 118118 to anyone Reviewed on: 30th March 2026

Excellent financial services

5
Excellent customer services, easy to use app to control account and great competitive rates Reviewed on: 30th March 2026

customer service

5
customer service are really good and get your problems solved very fast well done you Reviewed on: 30th March 2026

I have found 118 118 very helpful, a great company t...

5
I have found 118 118 very helpful, a great company to deal with Reviewed on: 30th March 2026

Great customer service and gave me a card when no on...

5
Great customer service and gave me a card when no one else would allowing me to pay my bills and put food on the table! Reviewed on: 30th March 2026

Excellent

5
Very good experience .using 118money Reviewed on: 30th March 2026

Very happy with 118 credit card.

5
Very happy with 118 credit card. App is excellent and makes it easy to keep track of spending. Great customer service. Reviewed on: 30th March 2026

Everything was and is so easy to manage very helpful...

5
Everything was and is so easy to manage very helpful and easy to navigate friendly team of professionals that’s are on hand to help at any time of the day would highly recommend to friends and family ten out of ten Reviewed on: 30th March 2026

I have used them for years now and have always had a...

5
I have used them for years now and have always had a great experience with them and 118118 customer support has been outstanding when I have contacted them Reviewed on: 30th March 2026

Good credit card.

5
Good credit card. Would prefer cheaper repayments but who wouldn’t! Very clear when payments are needed and what total Reviewed on: 30th March 2026

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