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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great and easy experience.

5
Came across it, applied, immediately accepted, no hassle,very simple, card was with me a few days after. Great and easy experience. Reviewed on: 30th March 2026

118 118 money is a great credit card company, very r...

5
118 118 money is a great credit card company, very responsive and easy app to use Reviewed on: 30th March 2026

Great service and efficient - did not take long to u...

5
Great service and efficient - did not take long to understand and sort out my query Reviewed on: 30th March 2026

Good for what I wanted to use for

4
Excellent service good for me to get started with Reviewed on: 30th March 2026

118 118 took a chance on me with my credit not being...

5
118 118 took a chance on me with my credit not being the best. They were really easy to communicate with which was great Reviewed on: 30th March 2026

118 is one of the quickest cards to pay off, most of...

5
118 is one of the quickest cards to pay off, most of the time payments occur the same day. The app is straight forward and I haven't ran into issues Reviewed on: 30th March 2026

Online App easy to use, up to date.

5
Online App easy to use, up to date. Great service Reviewed on: 30th March 2026

Fab help when I needed it

5
Fab help when I needed it . Can’t thank 118 more definitely recommend Reviewed on: 30th March 2026

Amazing didn’t think I would of got a credit card wi...

5
Amazing didn’t think I would of got a credit card with 118118 Reviewed on: 30th March 2026

Good credit card no issues ok intrest rate

5
Good credit card no issues ok intrest rate Reviewed on: 30th March 2026

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