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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5593 reviews)

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4.85

Based on 5,593 reviews, last reviewed 23rd Apr 2026

398600% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Overall good, not much to complain about Overall good, not much to complain about Reviewed on: 23rd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5593)

Great customer services

Had a family issue meaning I couldn't pay my card for a month. The customer services team couldn't have been more helpful! Reviewed on: 30th March 2026

Never had any problems, first credit card after havi...

Never had any problems, first credit card after having bad credit. Reviewed on: 30th March 2026

Really good card to start my credit score out

Really good card to start my credit score out Reviewed on: 30th March 2026

I'm happy with the service easy to use I recommend f...

I'm happy with the service easy to use I recommend for anyone Reviewed on: 30th March 2026

Easy and quick, great to deal with and not a bad rat...

Easy and quick, great to deal with and not a bad rate considering a relatively poor credit score Reviewed on: 30th March 2026

Everything I've done had been online with no issues...

Everything I've done had been online with no issues at all. Very happy with the app and how I've been delt with Reviewed on: 30th March 2026

Satisfied customer

All the issues i have raised have been resolved quickly and efficiently in a professional manner and explained in detail and to my satisfaction by curtious and knowledgeable people Reviewed on: 30th March 2026

i recieved my 118 credit card and it was so easy to...

i recieved my 118 credit card and it was so easy to download and easy to go online to view your card on the app to make payments etc your balance the app is so easy to follow on whatever you need to know Reviewed on: 30th March 2026

Excellent

I118 118 have been excellent. Credit facility, customer service, service delivery is excellent. I would say they are the best in the market. Reviewed on: 30th March 2026

Stay away

A company took money off my card for services I didn't receive. I told 118 and they got me to fill forms out. At the end of the process 118 didn't do anything and I lost the money. Reviewed on: 30th March 2026

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