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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Very flexible

5
Very flexible, and with good starting credit limit despite of low credit scores Reviewed on: 30th March 2026

Never had any problems with 118 118

5
Never had any problems with 118 118 Reviewed on: 30th March 2026

Good system but could do with a few tweaks

4
Good experience so far, except for blocking my card after a purchase that I even approved in the app Reviewed on: 30th March 2026

All good had no bad experience with them

5
All good had no bad experience with them Reviewed on: 30th March 2026

Customer service

5
Very professional service. Would use and recommend them to family and friends Reviewed on: 30th March 2026

Great always so helpful fantastic

5
Great always so helpful fantastic Reviewed on: 30th March 2026

Very good service and helpful if you need help

5
Very good service and helpful if you need help Reviewed on: 30th March 2026

Always helpful and reliable scores credit and gives...

5
Always helpful and reliable scores credit and gives out good offers Reviewed on: 30th March 2026

Easy to use, competitive interest rates and an app t...

5
Easy to use, competitive interest rates and an app that works! Reviewed on: 30th March 2026

The app is very easy to use, if your a customer who...

5
The app is very easy to use, if your a customer who manages their account well you get very good offers. Reviewed on: 30th March 2026

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