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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

The simple monthly fee card has one fixed monthly fe...

The simple monthly fee card has one fixed monthly fee and that’s it! There are no interest charges and no other fees. This means that you'll only be charged the same fixed monthly fee each month regardless of how you use your card Reviewed on: 30th March 2026

Plan simple to use and user friendly

Plan simple to use and user friendly Reviewed on: 30th March 2026

The card is great and came faster then I thought bei...

The card is great and came faster then I thought being able to add straight to phone and use was a great help too Reviewed on: 30th March 2026

APR too high

To expensive not great at helping out Reviewed on: 30th March 2026

No problem set up, easy to use in my digital wallet.

No problem set up, easy to use in my digital wallet. Reviewed on: 30th March 2026

Good service, Company Reg and refund my money You ha...

Good service, Company Reg and refund my money You have made it very ddifficult to cancel this memebership iimmediately please Reviewed on: 30th March 2026

No issues.

No issues. Easy to use. Always updating Reviewed on: 30th March 2026

Great company and Customer service

Great company, Customer service always prompt when a problem is presented. APRS and charges are reasonable. Good for anyone struggling to get credit elsewhere. Reviewed on: 30th March 2026

The app needs revision

The app needs to be more user friendly so the customer is fully aware of their credit balance et Reviewed on: 30th March 2026

Great experience, seamless from start to finish

Great experience, seamless from start to finish Reviewed on: 30th March 2026

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