Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

APR too high

To expensive not great at helping out Reviewed on: 30th March 2026

No problem set up, easy to use in my digital wallet.

No problem set up, easy to use in my digital wallet. Reviewed on: 30th March 2026

Good service, Company Reg and refund my money You ha...

Good service, Company Reg and refund my money You have made it very ddifficult to cancel this memebership iimmediately please Reviewed on: 30th March 2026

No issues.

No issues. Easy to use. Always updating Reviewed on: 30th March 2026

Great company and Customer service

Great company, Customer service always prompt when a problem is presented. APRS and charges are reasonable. Good for anyone struggling to get credit elsewhere. Reviewed on: 30th March 2026

The app needs revision

The app needs to be more user friendly so the customer is fully aware of their credit balance et Reviewed on: 30th March 2026

Great experience, seamless from start to finish

Great experience, seamless from start to finish Reviewed on: 30th March 2026

Very flexible

Very flexible, and with good starting credit limit despite of low credit scores Reviewed on: 30th March 2026

Never had any problems with 118 118

Never had any problems with 118 118 Reviewed on: 30th March 2026

Good system but could do with a few tweaks

Good experience so far, except for blocking my card after a purchase that I even approved in the app Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.81 from 196 reviews
Credit card
from PayPal 4.69 from 98 reviews
Everyday Credit Card
from Santander 4.18 from 25 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4610 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub