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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5642)

Excellent

5
Well, I was able to go through 118 to get a loan. Paid the loan off and now I use them for a credit card. Easy, straight forward. Certainly your money security is their priority Reviewed on: 30th March 2026

Excellent

5
Really easy to use app for payments, had no problems with 118 whatsoever, always comes in handy for paying the unexpected bill,also excellent customer service, always very helpful Reviewed on: 30th March 2026

It’s so easy to use when your on holiday

4
It’s so easy to use when your on holiday Reviewed on: 30th March 2026

Its helpful and supports in day to days expense purc...

4
Its helpful and supports in day to days expense purchases Reviewed on: 30th March 2026

Happy customer

5
Always been very polite if I have called, and solved my issues. Payments and dates clearly displayed Reviewed on: 30th March 2026

Easy to use.

5
Easy to use. Communication is very good Reviewed on: 30th March 2026

1st credit card!

5
1st credit card, they made applying really easy! Reviewed on: 30th March 2026

The simple monthly fee card has one fixed monthly fe...

5
The simple monthly fee card has one fixed monthly fee and that’s it! There are no interest charges and no other fees. This means that you'll only be charged the same fixed monthly fee each month regardless of how you use your card Reviewed on: 30th March 2026

Plan simple to use and user friendly

5
Plan simple to use and user friendly Reviewed on: 30th March 2026

The card is great and came faster then I thought bei...

5
The card is great and came faster then I thought being able to add straight to phone and use was a great help too Reviewed on: 30th March 2026

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