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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118 118 Money Top Recommendation

5
Great experience really like the app and service and totally happy with 118 118 Money would highly recommend them to people. Reviewed on: 30th March 2026

Good company, good support around money and finances.

5
Good company, good support around money and finances. Apps are excellent as well. As a credit card company they are one of the best out there in the market. Would happily recommend them to friends and family. Reviewed on: 30th March 2026

Always excellent service.

5
Always excellent service.Up to date information Reviewed on: 30th March 2026

Excellent

5
Well, I was able to go through 118 to get a loan. Paid the loan off and now I use them for a credit card. Easy, straight forward. Certainly your money security is their priority Reviewed on: 30th March 2026

Excellent

5
Really easy to use app for payments, had no problems with 118 whatsoever, always comes in handy for paying the unexpected bill,also excellent customer service, always very helpful Reviewed on: 30th March 2026

It’s so easy to use when your on holiday

4
It’s so easy to use when your on holiday Reviewed on: 30th March 2026

Its helpful and supports in day to days expense purc...

4
Its helpful and supports in day to days expense purchases Reviewed on: 30th March 2026

Happy customer

5
Always been very polite if I have called, and solved my issues. Payments and dates clearly displayed Reviewed on: 30th March 2026

Easy to use.

5
Easy to use. Communication is very good Reviewed on: 30th March 2026

1st credit card!

5
1st credit card, they made applying really easy! Reviewed on: 30th March 2026

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