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118 118 Money: Credit card reviews

4.85
Based on 5,593 reviews, last reviewed 23rd Apr 2026
398600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Overall good, not much to complain about Overall good, not much to complain about Reviewed on: 23rd April 2026
Louis Shepherd's avatar
Louis Shepherd

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5593)

Great service and very helpful answer all my questions

5
Great service and very helpful answer all my questions Reviewed on: 30th March 2026

I have bought and paid for items i wouldnt be able t...

5
I have bought and paid for items i wouldnt be able to afford to do with out this card and credit limit. Reviewed on: 30th March 2026

Easy to use for all purchases.

5
Easy to use for all purchases. App works very smoothly, so you always know exactly what your balance is and how much the next payment will be. This gives me total peace of mind Reviewed on: 30th March 2026

Easy application, easy app, good communication

5
Easy application, easy app, good communication Reviewed on: 30th March 2026

My experience with 118 has been very good.

4
My experience with 118 has been very good. The service was efficient, easy to use, and reliable. I found the information I needed quickly without any hassle. Overall, I’m very satisfied and would definitely use it again. Reviewed on: 30th March 2026

I love 118 money it is really a good lifeline in dif...

5
I love 118 money it is really a good lifeline in difficult timss Reviewed on: 30th March 2026

I find 118 118 money very easy to use.

5
I find 118 118 money very easy to use. I've never had any issues with payments or making payments, and their mobile app makes my account easy to manage. Reviewed on: 30th March 2026

App is easy to use, I wish the updates will be insta...

5
App is easy to use, I wish the updates will be instant when a transaction is done but otherwise is great Reviewed on: 30th March 2026

Helpful and great to deal with definitely recommend

5
Helpful and great to deal with definitely recommend Reviewed on: 30th March 2026

118118 credit card

5
I have had my 118118 credit card for years it has allowed us to survive in hardened times and gives us that sense of financial security. Reviewed on: 30th March 2026

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