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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5593 reviews)

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4.85

Based on 5,593 reviews, last reviewed 23rd Apr 2026

398600% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Overall good, not much to complain about Overall good, not much to complain about Reviewed on: 23rd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5593)

Great service and efficient - did not take long to u...

Great service and efficient - did not take long to understand and sort out my query Reviewed on: 30th March 2026

Good for what I wanted to use for

Excellent service good for me to get started with Reviewed on: 30th March 2026

118 118 took a chance on me with my credit not being...

118 118 took a chance on me with my credit not being the best. They were really easy to communicate with which was great Reviewed on: 30th March 2026

118 is one of the quickest cards to pay off, most of...

118 is one of the quickest cards to pay off, most of the time payments occur the same day. The app is straight forward and I haven't ran into issues Reviewed on: 30th March 2026

Online App easy to use, up to date.

Online App easy to use, up to date. Great service Reviewed on: 30th March 2026

Fab help when I needed it

Fab help when I needed it . Can’t thank 118 more definitely recommend Reviewed on: 30th March 2026

Amazing didn’t think I would of got a credit card wi...

Amazing didn’t think I would of got a credit card with 118118 Reviewed on: 30th March 2026

Good credit card no issues ok intrest rate

Good credit card no issues ok intrest rate Reviewed on: 30th March 2026

Excellent customer service very understanding delive...

Excellent customer service very understanding delivery service. Reviewed on: 30th March 2026

Helpful and Easy to Manage

“My experience with my 118 credit card has been really helpful. It’s given me more flexibility when managing my money, especially during times when things are a bit tight. I find it easy to use and it’s made me feel more in control of my finances.” Reviewed on: 30th March 2026

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