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118 118 Money: Credit card reviews

4.85
Based on 5,597 reviews, last reviewed 24th Apr 2026
398900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always helpful and responsive to resolve any issues. Always helpful and responsive to resolve any issues. Reviewed on: 24th April 2026
Tanya's avatar
Tanya

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5597)

I’ll like my credit card and the limit they have giv...

5
I’ll like my credit card and the limit they have given me. Always try to give more , but things are out of hand. Do my best. with every day spending. Reviewed on: 20th April 2026

I have no trouble from this company just wish the AP...

5
I have no trouble from this company just wish the APR was a bit lower Reviewed on: 20th April 2026

Very easy to navigate and monitor online via the app.

5
Very easy to navigate and monitor online via the app. Easy to set up. Highly recommend it Reviewed on: 20th April 2026

Very good and professional the app is fantastic

5
Very good and professional the app is fantastic Reviewed on: 20th April 2026

Honestly, I’ve had a very good experience.

5
Honestly, I’ve had a very good experience. The service has been top-notch. They’ve been able to solve my problems and have helped me a lot. They’ve also increased my credit limit. I can’t complain—so far, everything has been going wonderfully. I hope they keep it up. Reviewed on: 20th April 2026

118 118 Money Magic.

5
The app is easy to use and the credit limit that received was just right for my needs. The communication from 118 118 Money keeps me informed. Everything is clear and gives me confidence in spending as I know that the 118 118 Money team are trustworthy and always available if I have any questions. Thanks 118 118 Money, you have restored my faith in credit lenders. Reviewed on: 20th April 2026

Easy and convenient to use every time

5
Easy and convenient to use every time Reviewed on: 20th April 2026

Good credit card as long as you pay off in full mont...

4
Good credit card as long as you pay off in full monthly. You don't want to get hit with high interest charges. Reviewed on: 20th April 2026

I like how proactive they are , the interest rates a...

4
I like how proactive they are , the interest rates are too high , I like the app though , very easy to use Reviewed on: 20th April 2026

Well organised and very professionally

5
Well organised and very professional Reviewed on: 20th April 2026

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