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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

One of the best credit cards on the planet

5
One of the best credit cards on the planet Reviewed on: 20th April 2026

Your app needs to tell people after each transaction...

4
Your app needs to tell people after each transaction their actual balance and not add it at the end of their monthly period it is very confusing! Reviewed on: 20th April 2026

Great servicr

5
From opening my account to present day 118 118 has always kept me up to date with new information about my account and more Reviewed on: 20th April 2026

118118 is the best credit card and eazy to pay...

5
118118 is the best credit card and eazy to pay back Reviewed on: 20th April 2026

Easy to apply never had a problem with them

5
Easy to apply never had a problem with them Reviewed on: 20th April 2026

Can't fault it.

5
Can't fault it. Brilliant service, App is easy to manage. Reviewed on: 20th April 2026

Easy for use and easy for applying

5
Easy for use and easy for applying Reviewed on: 20th April 2026

Straight forward money borrowing no hidden fees or a...

5
Straight forward money borrowing no hidden fees or anything just a responsible lender Reviewed on: 20th April 2026

Been using 118 for about 3/4 months so far really ha...

5
Been using 118 for about 3/4 months so far really happy with the service. Reviewed on: 20th April 2026

Excellent fast service all round

5
Excellent fast service all round Reviewed on: 20th April 2026

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