Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

Master of cards

4
Easy to use very helpful in an emergency Reviewed on: 20th April 2026

Spot on , really helpful and your app is brill

5
The money is always there when you need it , and your fair with your desisions Reviewed on: 20th April 2026

Yeah the cards ok could do with increase

4
Yeah the cards ok could do with increase Reviewed on: 20th April 2026

I moved into a new house and needed a good credit ca...

5
I moved into a new house and needed a good credit card that wasn’t too high and had good rates. Even took out a loan too for everything I needed for property I moved into. Great service every time I’ve ever needed them. Always get back to your email or phone call. Happy to have stayed with 118118 for many years. Will continue too. Always recommend if a family member ever days who to go for. Reviewed on: 20th April 2026

Very helpful easy friendly clearing

5
Very helpful easy friendly clearing Reviewed on: 20th April 2026

Difficult to talk to a person aboutb118 credit card

5
Difficult to talk to a person aboutb118 credit card Reviewed on: 20th April 2026

One of the best credit cards on the planet

5
One of the best credit cards on the planet Reviewed on: 20th April 2026

Your app needs to tell people after each transaction...

4
Your app needs to tell people after each transaction their actual balance and not add it at the end of their monthly period it is very confusing! Reviewed on: 20th April 2026

Great servicr

5
From opening my account to present day 118 118 has always kept me up to date with new information about my account and more Reviewed on: 20th April 2026

118118 is the best credit card and eazy to pay...

5
118118 is the best credit card and eazy to pay back Reviewed on: 20th April 2026

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review