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118 118 Money: Credit card reviews

4.85
Based on 5,593 reviews, last reviewed 23rd Apr 2026
398600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Overall good, not much to complain about Overall good, not much to complain about Reviewed on: 23rd April 2026
Louis Shepherd's avatar
Louis Shepherd

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5593)

Verygood service can't vault all brilliant

5
Verygood service can't vault all brilliant Reviewed on: 20th April 2026

Only just joined low credit limit but no issues

5
Only just joined low credit limit but no issues Reviewed on: 20th April 2026

Great credit increases

5
Great credit increases, 118 has given me the chance to gain credit once again and to be able to have an emergency back up where other providers failed me. I would recommend 118 credit card to anyone. I’ve never experienced any issues whilst with 118 Reviewed on: 20th April 2026

I was very impressed by the companies customer servi...

5
I was very impressed by the companies customer service and their app. Reviewed on: 20th April 2026

Great company and great staff and will sort any prob...

5
Great company and great staff and will sort any problems you have Reviewed on: 20th April 2026

Always friendly staff at customer services.

5
Always friendly staff at customer services. Over phone Reviewed on: 20th April 2026

I’ll like my credit card and the limit they have giv...

5
I’ll like my credit card and the limit they have given me. Always try to give more , but things are out of hand. Do my best. with every day spending. Reviewed on: 20th April 2026

I have no trouble from this company just wish the AP...

5
I have no trouble from this company just wish the APR was a bit lower Reviewed on: 20th April 2026

Very easy to navigate and monitor online via the app.

5
Very easy to navigate and monitor online via the app. Easy to set up. Highly recommend it Reviewed on: 20th April 2026

Very good and professional the app is fantastic

5
Very good and professional the app is fantastic Reviewed on: 20th April 2026

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