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118 118 Money: Credit card reviews

4.85
Based on 5,593 reviews, last reviewed 23rd Apr 2026
398600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Overall good, not much to complain about Overall good, not much to complain about Reviewed on: 23rd April 2026
Louis Shepherd's avatar
Louis Shepherd

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5593)

Easy to use and manage

5
Easy to use and manage. I’d recommend to everyone Reviewed on: 20th April 2026

Easier to use

4
Easy to use it, easy to understand Reviewed on: 20th April 2026

Good honest interactions.

5
Good honest interactions. Good easy conversation. Reviewed on: 20th April 2026

Good app, not too crazy an APR.

4
Good app, not too crazy an APR. Still investing, some other cards offer better cashback and other perks Reviewed on: 20th April 2026

100% recommend!

5
Application was straight forward! Never had an easier and streamlined service! App is so easy to navigate. First one to say I could have a loan as well and it’s brilliant. Thank you so much 118 Reviewed on: 20th April 2026

The taking interest at the end of each month is a bi...

5
The taking interest at the end of each month is a bit of a kicker Reviewed on: 20th April 2026

Helpful Team Experience

4
Been with 118 118 money for 2 years always helpful when speaking to team members Reviewed on: 20th April 2026

Good value for money good benefits too

5
Good value for money good benefits too Reviewed on: 20th April 2026

Fast reliable service and trustworthy!

5
Fast reliable service and trustworthy! Reviewed on: 20th April 2026

When help was needed everyone was so obliging and pl...

5
When help was needed everyone was so obliging and pleasant. Reviewed on: 20th April 2026

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