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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118 118 brilliant credit card

118 118 Money credit card has generally… 118 118 Money credit card has generally good reviews, especially for people looking to build or improve their credit score. Many users say the application process is quick and easy, and approval chances are higher compared to other cards. The app is simple to use and helps manage payments well. However, the interest rate is quite high, so it’s best to pay off the balance in full each month to avoid extra costs. Overall, it’s a good option for credit building, Reviewed on: 20th April 2026

Great product and company excellent customer servicd

Great product and company excellent customer servicd Reviewed on: 20th April 2026

Dissapointment

I had a loan but you wouldn't renew it didn't miss a psyment Reviewed on: 20th April 2026

Excellent customer service !

Excellent customer service ! Great job thanks ! Reviewed on: 20th April 2026

Very good

Very nice and good app for money Reviewed on: 20th April 2026

Excellent service and good rates

Excellent service and good rates Reviewed on: 20th April 2026

Reliable

I’ve had a credit card with 118 118 Money for a while now and my experience has been really positive. The application process was straightforward, the account has been easy to manage, and everything has worked as expected. Payments are processed smoothly, the app/online access is simple to use, and customer service has been helpful when needed. Overall, it’s been a reliable credit card and a good experience for me. Reviewed on: 20th April 2026

Great Service

118118 has been a great experiance, I've not had any problems with them Would certainly recommend them. Reviewed on: 20th April 2026

Excellent provider who makes things easier for the c...

Excellent provider who makes things easier for the customer, very straightforward and reliable Reviewed on: 20th April 2026

Quick application process, easy app to use

Quick application process, easy app to use Reviewed on: 20th April 2026

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