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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Reliable

5
I’ve had a credit card with 118 118 Money for a while now and my experience has been really positive. The application process was straightforward, the account has been easy to manage, and everything has worked as expected. Payments are processed smoothly, the app/online access is simple to use, and customer service has been helpful when needed. Overall, it’s been a reliable credit card and a good experience for me. Reviewed on: 20th April 2026

Great Service

5
118118 has been a great experiance, I've not had any problems with them Would certainly recommend them. Reviewed on: 20th April 2026

Excellent provider who makes things easier for the c...

5
Excellent provider who makes things easier for the customer, very straightforward and reliable Reviewed on: 20th April 2026

Quick application process, easy app to use

5
Quick application process, easy app to use Reviewed on: 20th April 2026

Every step made easy, money available at every oppor...

5
Every step made easy, money available at every opportunity Reviewed on: 20th April 2026

118 is my money mate!

4
Always thought good service but the app sometimes plays up but apart from that very happy with offers and general terms and conditions Reviewed on: 20th April 2026

The experience is ok I don't have any problems

4
The experience is ok I don't have any problems Reviewed on: 20th April 2026

Excellent app and excellent service.

5
Excellent app and excellent service. Reviewed on: 20th April 2026

Great experience - very easy to.

5
Great experience - very easy to. Navigate Reviewed on: 20th April 2026

Rebuilding credit, so far so good.

5
Rebuilding credit, so far so good. Reviewed on: 20th April 2026

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