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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5593 reviews)

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4.85

Based on 5,593 reviews, last reviewed 23rd Apr 2026

398600% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Overall good, not much to complain about Overall good, not much to complain about Reviewed on: 23rd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5593)

118 are by far the best Credit Card easy to use and...

118 are by far the best Credit Card easy to use and they are very helpful at anytime also website and app are excellent and very easy to use Reviewed on: 20th April 2026

quick and easy to use app easy to navigate around

quick and easy to use app easy to navigate around Reviewed on: 20th April 2026

Great service

Never any problems good rates and easy to use Reviewed on: 20th April 2026

Efficient and user friendly

Great app very quick and efficient communication I feel in control of my spending and limits. Reviewed on: 20th April 2026

My credit score has grown thanks to 118 trusting me!

I have just finished my Iva and i am not the same with money as i was 5 years ago before the Iva. So when 118 agrees to lend to me, I was so grateful because I could by a new bed and washing machine and pair it back on time which has given my credit score the change to grow and show that i have learnt my lesson in regards to debt. It may sound small but that trust has changed our future so thank you!! Reviewed on: 20th April 2026

Been member for many years on 118 118

Been member for many years and found 118 118 a god send and enable me to have a source for emergency funds and a reasonable cost. Reviewed on: 20th April 2026

All good, very easy and quick to set up with...

All good, very easy and quick to set up with no hassle Reviewed on: 20th April 2026

Very good card to have with reasonable rate and good...

Very good card to have with reasonable rate and good credit limit Reviewed on: 20th April 2026

I can not use my 118 app

I can not use my 118 app I have told service team but nothing gets done Reviewed on: 20th April 2026

simple and straightforward.

Everything has been simple and straightforward. Good rates considering I've not had a great credit history. Reviewed on: 20th April 2026

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