Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5641)

Very helpful !

5
Very helpful !!!! customer service excellent . Reviewed on: 20th April 2026

Good customer service and Products

5
Good customer service and Products Reviewed on: 20th April 2026

Always helpful, easy app to use,

5
Always helpful, easy app to use, Reviewed on: 20th April 2026

Excellent communication and easy to use app

5
Excellent communication and easy to use app Reviewed on: 20th April 2026

top service and response

5
good response good service fo9r card Reviewed on: 20th April 2026

Amazing company!

5
Amazing company! Highly reccomend Reviewed on: 20th April 2026

118 118 brilliant credit card

5
118 118 Money credit card has generally… 118 118 Money credit card has generally good reviews, especially for people looking to build or improve their credit score. Many users say the application process is quick and easy, and approval chances are higher compared to other cards. The app is simple to use and helps manage payments well. However, the interest rate is quite high, so it’s best to pay off the balance in full each month to avoid extra costs. Overall, it’s a good option for credit building, Reviewed on: 20th April 2026

Great product and company excellent customer servicd

5
Great product and company excellent customer servicd Reviewed on: 20th April 2026

Dissapointment

5
I had a loan but you wouldn't renew it didn't miss a psyment Reviewed on: 20th April 2026

Excellent customer service !

4
Excellent customer service ! Great job thanks ! Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products