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118 118 Money: Credit Card reviews

Name: Credit Card
Rating: 4.78 (1101 reviews)

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4.84

Based on 1,101 reviews, last reviewed 12th Jun 2025

38% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

Credit card Excellent service and an excellent application very easy to use,would recommend them to my family and friends. Reviewed on: 12th June 2025

Latest lowest rating:

1

bumped the apr up to 50%, i would never have conside... bumped the apr up to 50%, i would never have considered applying for a credit card with such a ludicrous rate Reviewed on: 15th April 2025

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118 118 Money Credit Card reviews (1101)

118 118 are very good and really helpful when you co...

118 118 are very good and really helpful when you contact them. Reviewed on: 15th April 2025

Very good if I've ever needed more credit or a loan...

Very good if I've ever needed more credit or a loan they've being happy to provide. Easy to use app and no extra charges for paying early Reviewed on: 15th April 2025

Used for credit score building.

I use the credit card for silver buying due to the protections credit cards give, it will also help build up my credit score I also took out a small loan from 118118 for the same reason even thou it was not needed. Reviewed on: 15th April 2025

118 118 only gives you a credit limit that is very m...

118 118 only gives you a credit limit that is very manageable. There is no pushy process in trying to give you more. The repayments are also very manageable too. Reviewed on: 15th April 2025

Very happy.

Very happy. Easy to navigate app. Very useful card to have. Very straightforward application process Reviewed on: 15th April 2025

118 have been brilliant at building up my credit lim...

118 have been brilliant at building up my credit limit and easy to talk to on the app Reviewed on: 15th April 2025

No problems, nothing confusing.

Never really had any problems at all, but the only time I did it was a quick fix by customer service (mostly due to my fault anyways). Great balance opportunities and doing wonders for credit score with regular payments. Reviewed on: 15th April 2025

118118 communicate well with its customers and the a...

118118 communicate well with its customers and the app is easy to navigate Reviewed on: 15th April 2025

Fantastic service best credit card I've had

Fantastic service best credit card I've had Reviewed on: 15th April 2025

Always keeps me informed when payment is due .

Always keeps me informed when payment is due .App very easy to use Reviewed on: 15th April 2025

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