Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

View other 118 118 Money products

4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5641)

They are a brilliant company to deal with aea

They are a brilliant company to deal with a easy to use app Reviewed on: 20th April 2026

So easy to use and friendly service

So easy to use and friendly service Reviewed on: 20th April 2026

Great...highly recommend

Easy to deal with, fast prompt service Reviewed on: 20th April 2026

The experience was second to none

The experience was second to none Reviewed on: 20th April 2026

I’ve had no problems at all .

I’ve had no problems at all .. paid money back on time so ocorecd no interest Reviewed on: 20th April 2026

My experience with 118 is far better than other card...

My experience with 118 is far better than other card lenders so helpful and easy to chat too Reviewed on: 20th April 2026

Positive Experience

I have had a positive experience using this credit card. It has been reliable, easy to manage. User friendly online banking and mobile app. Managing transactions, checking balance, making payments simple and accessible, which helps me stay in control of my finances. Customer Service has also been responsive and helpful whenever I've had questions. Reviewed on: 20th April 2026

Good experience friendly staff when need to contact...

Good experience friendly staff when need to contact them Reviewed on: 20th April 2026

Straight forward, transparent and professional

Straight forward, transparent and professional Reviewed on: 20th April 2026

I found my experience to be amazing with 118 118.

I found my experience to be amazing with 118 118. App is so easy to use, not like other credit card companies. In my opinion they are 5 star Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Extra Card
from Capital One 4.08 from 6 reviews
Overpay
from Incredible 4.19 from 5 reviews
Zero Credit Card
from Santander 4.25 from 21 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub