Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

View other 118 118 Money products

4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5641)

Can genuinely help improve your credit score if used...

Can genuinely help improve your credit score if used properly Reviewed on: 20th April 2026

Easy to use and questions are answered

Easy to use and questions are answered Reviewed on: 20th April 2026

Very good bank but the coustomer service is not good...

Very good bank but the coustomer service is not good at all! Reviewed on: 20th April 2026

All good

All good, no issues and the app works fine Reviewed on: 20th April 2026

Brilliant card service excellent to use

Brilliant card service, easy to use Reviewed on: 20th April 2026

Easy to apply and quick for being able to use

Easy to apply and quick for being able to use Reviewed on: 20th April 2026

Good company very easy to deal with

Good company very easy to deal with Reviewed on: 20th April 2026

Great customer service

Great customer service and let you know anything you need to know about them Reviewed on: 20th April 2026

Never had any problems sorting out any problems I ha...

Never had any problems sorting out any problems I have with card Reviewed on: 20th April 2026

It was a good experience compared to previous cases

It was a good experience compared to previous cases Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Nationwide 4.11 from 221 reviews
Credit card
from M&S Bank - Marks and Spencer 3.60 from 204 reviews
Platinum Credit Card
from Lloyds Bank 4.23 from 57 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub