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118 118 Money: Credit card reviews

4.85
Based on 5,593 reviews, last reviewed 23rd Apr 2026
398600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Overall good, not much to complain about Overall good, not much to complain about Reviewed on: 23rd April 2026
Louis Shepherd's avatar
Louis Shepherd

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5593)

Yeah the cards ok could do with increase

4
Yeah the cards ok could do with increase Reviewed on: 20th April 2026

I moved into a new house and needed a good credit ca...

5
I moved into a new house and needed a good credit card that wasn’t too high and had good rates. Even took out a loan too for everything I needed for property I moved into. Great service every time I’ve ever needed them. Always get back to your email or phone call. Happy to have stayed with 118118 for many years. Will continue too. Always recommend if a family member ever days who to go for. Reviewed on: 20th April 2026

Very helpful easy friendly clearing

5
Very helpful easy friendly clearing Reviewed on: 20th April 2026

Difficult to talk to a person aboutb118 credit card

5
Difficult to talk to a person aboutb118 credit card Reviewed on: 20th April 2026

One of the best credit cards on the planet

5
One of the best credit cards on the planet Reviewed on: 20th April 2026

Your app needs to tell people after each transaction...

4
Your app needs to tell people after each transaction their actual balance and not add it at the end of their monthly period it is very confusing! Reviewed on: 20th April 2026

Great servicr

5
From opening my account to present day 118 118 has always kept me up to date with new information about my account and more Reviewed on: 20th April 2026

118118 is the best credit card and eazy to pay...

5
118118 is the best credit card and eazy to pay back Reviewed on: 20th April 2026

Easy to apply never had a problem with them

5
Easy to apply never had a problem with them Reviewed on: 20th April 2026

Can't fault it.

5
Can't fault it. Brilliant service, App is easy to manage. Reviewed on: 20th April 2026

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