Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Very satisfied

All positive and quick response and smooth in the processes Reviewed on: 20th April 2026

Love that it offered a good credit and a go...

Love that it offered me extra straight away and a good rate to pay back Reviewed on: 20th April 2026

Fantastic service when I lost my card

Fantastic service when I lost my card Reviewed on: 20th April 2026

It’s been a good card to get my credit rating stable...

It’s been a good card to get my credit rating stable & moving to a positive level. Reviewed on: 20th April 2026

The best on the Market

From the beginning to date, my experience has been positive. Customer serve is five star and 118 118 keeps me updated on promotions and never failed to alert me on my rates. The app is also very easy to use. Reviewed on: 20th April 2026

118 have been so helpful providing me with services...

118 have been so helpful providing me with services for many years. Great customer service and always on hand to help in any situation. Reviewed on: 20th April 2026

good company and good experience advice people all time

good company and good experience advice people all time Reviewed on: 20th April 2026

Easy to keep track and use .

Easy to keep track and use . Payments are clear and quickly done . Can be used anywhere Reviewed on: 20th April 2026

Great credit company would highly recommend it

Great credit company would highly recommend it Reviewed on: 20th April 2026

Comfortable with 118 118 credit card

Comfortable to have 118 118 credit card Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership credit card
from John Lewis 2.08 from 904 reviews
British Airways credit card
from American Express 4.05 from 93 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub