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118 118 Money: Credit card reviews

4.85
Based on 5,590 reviews, last reviewed 23rd Apr 2026
398300% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great credit card. Great credit card. It's so simple no hidden costs or fees. Customer services are really helpful and the communication is fantastic. Reviewed on: 23rd April 2026
Ratchet 's avatar
Ratchet

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5590)

Rebuilding credit, so far so good.

5
Rebuilding credit, so far so good. Reviewed on: 20th April 2026

Credit card review

4
i have been well looked there great work thank you for your support Reviewed on: 20th April 2026

Easy accessible App where you can find all your cred...

5
Easy accessible App where you can find all your credit card information and details Reviewed on: 20th April 2026

Great credit card and service.

5
Great credit card and service. Never had a a problem. Reviewed on: 20th April 2026

Very easy to use.

5
Very easy to use. And do payments. advice available if need be . Reviewed on: 20th April 2026

Master of cards

4
Easy to use very helpful in an emergency Reviewed on: 20th April 2026

Spot on , really helpful and your app is brill

5
The money is always there when you need it , and your fair with your desisions Reviewed on: 20th April 2026

Yeah the cards ok could do with increase

4
Yeah the cards ok could do with increase Reviewed on: 20th April 2026

I moved into a new house and needed a good credit ca...

5
I moved into a new house and needed a good credit card that wasn’t too high and had good rates. Even took out a loan too for everything I needed for property I moved into. Great service every time I’ve ever needed them. Always get back to your email or phone call. Happy to have stayed with 118118 for many years. Will continue too. Always recommend if a family member ever days who to go for. Reviewed on: 20th April 2026

Very helpful easy friendly clearing

5
Very helpful easy friendly clearing Reviewed on: 20th April 2026

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