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Northern Community Bank (formerly Pennine Community Credit Union): Loans reviews

Name: Loans
Rating: 4.92 (1327 reviews)

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4.92

Based on 1,327 reviews, last reviewed 21st Aug 2026

14% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I have been with pennie community credit since 2022,... I have been with pennie community credit since 2022, they have new name Northern community bank, they have been great not only with loans ,but savings... Read more Reviewed on: 21st August 2026

Latest lowest rating:

1

I'm a new account holder, I did the payroll loan sch... I'm a new account holder, I did the payroll loan scheme and I can honestly say it was simple and easy to do not even a hour. I got approved within 2 d... Read more Reviewed on: 10th April 2026

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About this product

Northern Community Bank, offer loans from £150 to £15,000, with repayments tailored to
suit your financial situation.

Offering £500 Family Loan and Savings Scheme is an option too. Account holders can borrow while using your Child Benefit for repayments, helping you manage your finances.

If you’ve used Northern Community Bank before, you can also leave a review and share your experience.

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Northern Community Bank (formerly Pennine Community Credit Union) Loans reviews (1327)

Always happy to help and minimises stress of every d...

Always happy to help and minimises stress of every day living Reviewed on: 20th July 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Keeley, Thank you for sharing your experience with PCCU. We are so pleased we could help. Many thanks! Response date: 21st July 2025

Easy and convenient

From starting the process to ending up with the money in my account within a couple of hours was super helpful, everything was smooth and no stress. I love how I can rely on this as a back up when times are harder during the month etc, each renewal is the same quick easy process. I also love the fact that you save without realising you're saving. Reviewed on: 20th July 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Chelsea, Thank you so much for taking the time to tell us about your experience with PCCU. We are delighted that this was a positive experience for you. All feedback is gratefully received and helps us to continuously improve the service and products we offer our members. Many thanks! Response date: 21st July 2025

Great service

Very Quick and easy and fast reply Reviewed on: 20th July 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Kerry, Thank you very much for your feedback. We are pleased to hear about your experience with us. Many thanks! Response date: 21st July 2025

My sister told me about this as I didn't know about it.

My sister told me about this as I didn't know about it. It comes very in handy when needing a help out & the payments are low to. Great all round Reviewed on: 19th July 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Melissa, Thank you for sharing your experience with PCCU. We are delighted to see the 5* review! Much appreciated! Response date: 21st July 2025

Family loans are good as they help you out when you...

Family loans are good as they help you out when you need them and dont have to worry about missing payments as it just comes straight from your child benefit Reviewed on: 18th July 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Jolyne, Thank you so much for taking the time to tell us about your experience with PCCU. We are delighted that this was a positive experience for you. All feedback is gratefully received and helps us to continuously improve the service and products we offer our members. Many thanks! Response date: 21st July 2025

Always helpful with any query I have and fast with r...

Always helpful with any query I have and fast with responses. Reviewed on: 18th July 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Shannon, Thank you for sharing your experience with PCCU. We are so pleased we could help. Many thanks! Response date: 21st July 2025

Always handy great for saving too

Always handy great for saving too Reviewed on: 18th July 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Kim, Thank you very much for your feedback. We are pleased to hear about your experience with us. Many thanks! Response date: 21st July 2025

Quick and easy

They are amazing, always on the ball, no messing around simple and easy, they value there customers and I'm proud to be part of there community Reviewed on: 18th July 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Shannon, Thank you so much for your kind review. Our team pride themselves on offering a friendly and professional service, making sure our members are at the centre of everything we do. Many thanks! Response date: 21st July 2025

Helpful!

Penning community credit has always been there to help when I need them for extra things ie school uniforms which can be a hefty price. With affordable repayments you don’t even notice it’s gone. Reviewed on: 18th July 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Sarah, Thank you for sharing your experience with PCCU. We are so pleased we could help. Many thanks! Response date: 21st July 2025

Very efficient and quick.

Very efficient and quick. Helps a lot people Reviewed on: 18th July 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Jo, Thank you very much for your feedback. We are pleased to hear about your experience with us. Many thanks! Response date: 21st July 2025

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