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Northern Community Bank (formerly Pennine Community Credit Union): Loans reviews

Name: Loans
Rating: 4.97 (1151 reviews)

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4.97

Based on 1,151 reviews, last reviewed 25th Apr 2026

1875% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great and simple to use good value Great and simple to use good value Reviewed on: 25th April 2026

Latest lowest rating:

1

I'm a new account holder, I did the payroll loan sch... I'm a new account holder, I did the payroll loan scheme and I can honestly say it was simple and easy to do not even a hour. I got approved within 2 d... Read more Reviewed on: 10th April 2026

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About this product

Northern Community Bank, offer loans from £150 to £15,000, with repayments tailored to
suit your financial situation.

Offering £500 Family Loan and Savings Scheme is an option too. Account holders can borrow while using your Child Benefit for repayments, helping you manage your finances.

If you’ve used Northern Community Bank before, you can also leave a review and share your experience.

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Northern Community Bank (formerly Pennine Community Credit Union) Loans reviews (1151)

Loans without credit checks.

I love that they offer a payroll loan without a hard credit check. My credit score is abysmal- due to bad decisions at a younger age and phone anxiety, my credit score is very poor to say the least. This payroll loan was a god send when my personal circumstances were dire. I just wish there was more loans accessible to help those with bad credit but that want to do something about it. Even if it’s to deduct the repayments directly from the employer. However, compared to other banks, this is a wonderful initiative. Reviewed on: 30th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Hana, Thank you so much for taking the time to tell us about your experience with PCCU. We are delighted that this was a positive experience for you. All feedback is gratefully received and helps us to continuously improve the service and products we offer our members. Many thanks! Response date: 1st July 2025

Very Good luck

Very good thanks you thank you so very Reviewed on: 30th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Dayana, Thank you very much for your feedback. We are pleased to hear about your experience with us. Many thanks! Response date: 1st July 2025

Really help me wen I had no money and is helping me...

Really help me wen I had no money and is helping me to save money at the same time Reviewed on: 30th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Chantelle, Thank you for sharing your experience with PCCU. We are so pleased we could help. Many thanks! Response date: 1st July 2025

Can be a life savour.

Customer service is very helpful and explains in detail . It's a good app not with just help financially but can also help you save long term aswell at Christmas. Reviewed on: 30th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Maz, Thank you so much for your kind review. Our team pride themselves on offering a friendly and professional service, making sure our members are at the centre of everything we do. Many thanks! Response date: 1st July 2025

Its very goood and theresalways someone to get in to...

Its very goood and theresalways someone to get in touch with witch is very helpful when you struggle to understand somettbing Reviewed on: 30th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Hayley, Thank you for sharing your experience with PCCU. We are delighted to see the 5* review! Much appreciated! Response date: 1st July 2025

Always very helpful kind staff very pleasant to deal...

Always very helpful kind staff very pleasant to deal with Reviewed on: 30th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Susan, Thank you very much for your feedback. We are pleased to hear about your experience with us. Many thanks! Response date: 1st July 2025

1 slight hick up at the start, automated email respo...

1 slight hick up at the start, automated email response incorrectly marked me as living outside the catchment area, when I rang them it was quickly rectified, and everything was dealt with very quickly, staff were super nice and helpful. Affordable prices, helping you to also save a little extra on the side, and also very clear and easy to see and withdraw any available funds instantly. Highly recommend, it really is a life line when your options are limited. Reviewed on: 30th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Sharon, Thank you so much for taking the time to tell us about your experience with PCCU. We are delighted that this was a positive experience for you. All feedback is gratefully received and helps us to continuously improve the service and products we offer our members. Many thanks for the recommendation. Response date: 1st July 2025

PCCU are awesome!

So easy to deal with and super fast payments once your loan is finalised. The app is easy to use and you can check your account at any time. Staff are very polite and helpful too. Reviewed on: 30th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Sandra, Thank you for your 5-star rating! Our team works very hard to ensure we deliver great service to the members. We aim to make sure that your experience with us is as easy and straightforward as possible. Many thanks! Response date: 1st July 2025

Excellent as always, very prompt and always friendly.

Excellent as always, very prompt and always friendly. Gives very good guidance Reviewed on: 30th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Catherine, Thank you for sharing your experience with PCCU. We are delighted to see the 5* review! Much appreciated! Response date: 1st July 2025

PPCU have helped me massively I would highly recomme...

PPCU have helped me massively I would highly recommend them. Reviewed on: 30th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Sarah, Thank you for your amazing 5-star review! So glad we can help, and we really appreciate the recommendation. Many thanks! Response date: 1st July 2025

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