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PayItMonthly : Retail finance reviews

4.91
Based on 246 reviews, last reviewed 30th Apr 2026
5900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Unbelievable, the best service in this space we have... Unbelievable, the best service in this space we have had since starting in business Reviewed on: 30th April 2026
Richard T's avatar
Richard T

Latest lowest rating:

1

Not FCA regulated They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to ... Read more Reviewed on: 30th June 2025
Veronica A's avatar
Veronica A

About this product

PayItMonthly give businesses tools to offer their customers simple instalment plans.

There are no set up fees, no fixed contract and no minimum turnover required to use PayItMonthly. Customers can sign agreements in-person, by email or online. Payment is made to the business once goods or services have been delivered.

PayItMonthly reviews help you find out what it’s really like to be a customer. If you’ve used PayItMonthly before, you can also leave a review and share your experience.

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PayItMonthly Retail finance reviews (246)

They’ve been amazing for my business, the team are r...

5
They’ve been amazing for my business, the team are really helpful and always come back within a few minutes of asking any questions online. Reviewed on: 10th April 2026

Amazing have been using them for years

5
Amazing have been using them for years Reviewed on: 10th April 2026

Fantastic support and a seamless merchant experience

5
As a business provider, we need partners that are reliable and easy to communicate with. PayItMonthly delivers on both fronts. Their merchant portal is intuitive, payments are always on time, and their team is incredibly responsive whenever we have a question. It’s a transparent, ethical service that reflects well on our own brand. Highly recommended for any business looking to offer finance. Reviewed on: 10th April 2026

Easy for both end-user and businesses.

5
Easy for both end-user and businesses. Reviewed on: 10th April 2026

Quick, responsive and efficient

5
Each time we have needed to contact PayItMonthly we have found that they are fast at responding, efficient and also easy to do business with. our consumers also find the same should they have any reason for contact, they always seem pleased with the service. They are a fantastic choice and have helped us expand our business. Reviewed on: 10th April 2026

Set us apart from our competitors

5
Being able to offer flexible zero interest credit terms has increased our sales and set us apart from our competitors. Reviewed on: 10th April 2026

I highly recommend PayItMonthly!

5
PayItMonthly provides the means for me to offer secure and flexible payment options for my clients. This has led to an increase in sales for my small business. The application process is very easy to follow and PayItMonthly's customer service is excellent. Reviewed on: 10th April 2026

I have been with this company for 6 years, I have tr...

5
I have been with this company for 6 years, I have tried others and has come back because their service is so great. Reviewed on: 10th April 2026

Happy Clients and Happy Bank Account

5
We love that Payitmonthly gives our customers flexible payment options while keeping our cash flow healthy. Reviewed on: 10th April 2026

Everything runs very smoothly.

5
Everything runs very smoothly. Payments are on time and when need customer service is very responsive. Reviewed on: 10th April 2026

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