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Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,387 reviews, last reviewed 19th Feb 2026
31600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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Latest highest rating:

5

Very quick process Very quick process online, and money straight to your bank. Reviewed on: 19th February 2026
Nad's avatar
Nad

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8387)

Complete control over loan

5
I like the ability to lower your monthly payments once you pay off some of the loan. I like having complete control of my loan and plata is great for that. Reviewed on: 16th February 2026
ElleG's avatar
ElleG

quick and easy

5
very easy process,quick response,and helpful customer service. Reviewed on: 16th February 2026
hugo b's avatar
hugo b

Really user friendly!

5
Easy to apply, clear and detailed website, money paid into my account quickly after approval. Easy to access my account to check balance, payment dates etc. Just really user friendly! Reviewed on: 16th February 2026
Emma C's avatar
Emma C

Easy and not expensive.

5
Easy and not expensive. Approved quickly and not huge interest. Reviewed on: 16th February 2026
NatW's avatar
NatW

Easy application process, money was available very q...

5
Easy application process, money was available very quickly, Reviewed on: 16th February 2026
Al's avatar
Al

Very easy application process.

5
Very easy application process. Explained costs of total loan and breakdown easily. Highly recommend Reviewed on: 16th February 2026
Ross M's avatar
Ross M

I am able to easily log in and alter anything...

5
I am able to easily log in and alter anything if needed Reviewed on: 16th February 2026
Chloe S's avatar
Chloe S

Easy to apply

5
Easy to navigate, smooth application and funds available the same day. Fair intrest amount and flexible to make payment coincide with my wages. Reviewed on: 16th February 2026
Wendy 's avatar
Wendy

Fast, Easy and Transparent. Plata Delivered

5
I recently used Plata Personal Loans and was pleasantly surprised by how straightforward the whole process was. The application was simple to complete and the instructions were clear at every stage, which made it feel much less stressful than I expected. What stood out most was how quick and easy the online system is to use. Everything is laid out in a user-friendly way, so you always know what information is needed and what happens next. I also appreciated the transparency around the loan details, with no confusing jargon. Overall, a smooth and efficient experience. If you are looking for a personal loan provider that keeps things clear and hassle-free, Plata is definitely worth considering. Reviewed on: 16th February 2026
Dan E's avatar
Dan E

So quick and very helpful.

5
So quick and very helpful. Website was very easy to use, email and text confirmation was instant, really like the user interface………………… Reviewed on: 16th February 2026
Money 's avatar
Money

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