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Plata: Personal loans reviews

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4.94
Based on 8,270 reviews, last reviewed 15th Feb 2026
20200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I was unemployed for 8 months last year. I was unemployed for 8 months last year. They were very helpful in managing the difficult period and I am now up to date with arrears and back on tra... Read more Reviewed on: 15th February 2026
Gary Todd's avatar
Gary Todd

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8270)

Such a simple and easy process and super happy with...

5
Such a simple and easy process and super happy with the rates Reviewed on: 11th February 2026
Scott h's avatar
Scott h

Very easy process, all done online.

5
Very easy process, all done online. Good experience. Reviewed on: 11th February 2026
Amy's avatar
Amy

Efficient.

5
Efficient. Do what they say. Money there next day. Reviewed on: 11th February 2026
Elaine M's avatar
Elaine M

Great company for money value and customer service h...

5
Great company for money value and customer service highly recommend Reviewed on: 11th February 2026
Brandon Evans's avatar
Brandon Evans

Convenient

5
Easy to access and better rate deal for lower credit score Reviewed on: 11th February 2026
Bishal's avatar
Bishal

They are a great company.

5
They are a great company. With regards to the application process it was really easy. The website is easy to navigate and all information is there. I fell into difficult times during my loan agreement and they have been so helpful, in fact they made me feel so much better about it and even asked if I needed any mental health support during this time. They listened to me and supported me. Reviewed on: 11th February 2026
Lynn H's avatar
Lynn H

Plata has been very good and easy to use.

5
Plata has been very good and easy to use. They did everything I needed and are such a pleasure to be with Reviewed on: 11th February 2026
Jack p's avatar
Jack p

Quick and easy to get loan required

5
Quick and easy to get loan required Reviewed on: 11th February 2026
Stella's avatar
Stella

Fast,efficient good experience would highly recommend

5
Fast,efficient good experience would highly recommend Reviewed on: 11th February 2026
TurnerLorraine's avatar
TurnerLorraine

Smooth from start to finish.

5
Smooth from start to finish. I was a bit nervous about applying but everything was clear from the off. The online portal is also very user friendly. I can see my settlement amount, make overpayments, change payment dates all very easily Reviewed on: 11th February 2026
Stephanie a's avatar
Stephanie a

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