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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,643 reviews, last reviewed 14th May 2026
1603% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

APPLIED FOR LOAN ,AGREED AND SORTED IN A COUPLE OF D... APPLIED FOR LOAN ,AGREED AND SORTED IN A COUPLE OF DAYS,NO ISSUES AT ALL Reviewed on: 14th May 2026
BARRY D's avatar
BARRY D

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13643)

Excelent online portal

5
Excelent online portal helps keep you on track with repayments and able to change payment dates with ease. Reviewed on: 20th April 2026
Steve grant's avatar
Steve grant

Easy simple application, no hidden extras

5
Easy simple application, no hidden extras Reviewed on: 20th April 2026
NitaLN's avatar
NitaLN

Plata was very easy to apply for, setup.

5
Plata was very easy to apply for, setup and allowed me to refinance conveniently. Expensive, but good service. Reviewed on: 20th April 2026
Anon's avatar
Anon

Quick and easy to get the loan.

5
Quick and easy to get the loan. Everything explained well and easy to contact customer services if needed. Reviewed on: 20th April 2026
Rebecca's avatar
Rebecca

Very quick and helpful, good rates and professional...

5
Very quick and helpful, good rates and professional customer service. Reviewed on: 20th April 2026
Sarah L's avatar
Sarah L

Easy and very straightforward.

4
Easy and very straightforward.Loan application didn't took me a week to have it completed Reviewed on: 20th April 2026
Joana D's avatar
Joana D

Very easy to apply for and competitive rates

5
Very easy to apply for and competitive rates Reviewed on: 20th April 2026
Luke C's avatar
Luke C

Absolute life savers!

5
Whilst I was in a difficult part of my life and trying to re-build my credit score not many lenders were willing to help. Plata was on hand to help me transfer my current balances to a new account that helped me pay off my existing balances at 0% over a 12 month period, relieving me of any worries, everything was quick and simple and done within an hour! :) Reviewed on: 20th April 2026
Bradley C's avatar
Bradley C

Really easy to apply and corresponding was quick and...

5
Really easy to apply and corresponding was quick and easy at every step Reviewed on: 20th April 2026
Alistair Carter's avatar
Alistair Carter

5 star and unproblematic!!

5
Easy and stress free application. The money was in my bank account matter of hours after being accepted. They called me to confirm one thing and the person on the phone was lovely. Brilliant low interest rate which makes it affordable and not unrealistic or unreasonable. Easy to log on and pay extra if needed and the best thing, they just don’t bother you! they don’t send out a million and one chain emails. I couldn’t recommend Plata enough and if needed I would most definitely loan from them again in the future. Reviewed on: 20th April 2026
Chelsea 's avatar
Chelsea

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