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Plata: Personal loans reviews

View other Plata products
4.94
Based on 10,783 reviews, last reviewed 3rd Mar 2026
259300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Very quick and easy process. Very quick and easy process. Good communication. Reviewed on: 3rd March 2026
Katie's avatar
Katie

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10783)

I will always recommend

5
Good easy and fast in make decision I will recommend plata Personal Loan. Reviewed on: 21st March 2024
Sika's avatar
Sika

So easy , money in my account within hours of comple...

5
So easy , money in my account within hours of completing the small questionnaire , no calls no contact , simple !!!! And great repayment schedule !!! Reviewed on: 21st March 2024
Mr karl's avatar
Mr karl

Very easy to apply money was in my bank account very...

5
Very easy to apply money was in my bank account very quickly. Easy to monitor my payments on line with the app Reviewed on: 21st March 2024
Julie ball 's avatar
Julie ball

Highly recommended & excellent service

5
I took out a loan with plata and from the application, i never had any problems or difficulties. Customer service have always been very helpful too with any concerns I have. I am lucky to have discovered about the help they offer. I definitely trust Plata and the service they provide. Highly recommend. Reviewed on: 21st March 2024
Jenna DC's avatar
Jenna DC

wedding funds

5
Helped me get a new load to pay for my wedding Reviewed on: 21st March 2024
JacS's avatar
JacS

Didn’t respect my decision to not use open banking,...

1
Didn’t respect my decision to not use open banking, I have a joint account and my partner didn’t want me to disclose the account on open banking. Was told I had to so I could apply for a loan? Reviewed on: 21st March 2024
Denham Salmon's avatar
Denham Salmon
Reply from Plata Hi Denham, Thank you for your feedback which we are sorry to read. Unfortunately, to process some applications, we might not be able to proceed without Open Banking, and our requirements will vary from application to application. Open Banking allows us to complete an accurate assessment of your financial situation to ensure we lend responsibly. We are sorry we were unable to help you on this occasion. If you have any further concerns, please do not hesitate to contact us on 0330165 5121. Kind regards, Plata. Response date: 10th April 2024
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Plata

Helpful, polite and informative to help me make the...

5
Helpful, polite and informative to help me make the right decision. Reviewed on: 21st March 2024
colin thacker's avatar
colin thacker

Easy to fill in and decision straight away

5
Easy to fill in and decision straight away Reviewed on: 21st March 2024
Samantha n's avatar
Samantha n

Quick and easy to take out a loan and pay it back ea...

4
Quick and easy to take out a loan and pay it back early Reviewed on: 21st March 2024
Deividas K's avatar
Deividas K

Playa was there when I needed them.

5
Playa was there when I needed them.Brilliant customer service. Reviewed on: 21st March 2024
Francis olanrewaju's avatar
Francis olanrewaju

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