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Plata: Personal loans reviews

4.94
Based on 10,710 reviews, last reviewed 2nd Mar 2026
252300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

I have found them very helpful and very efficient. I have found them very helpful and very efficient. When I have had an issue with my pay date changing they were able to assist me very efficiently in ... Read more Reviewed on: 2nd March 2026
Robert C's avatar
Robert C

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10710)

Quick & Easy to process

5
This was very quick & easy from start to finish Reviewed on: 28th June 2023

Mr Victor Dokowe-jumbo

5
Easy to apply, quick and efficient in loan processing, effective decisions making and if approved, you can get the money into your bank account the same day. Reviewed on: 28th June 2023

easy' easy' easy'

5
on my last legs, when this little gem turned up. may have taken out longer than I wanted. but was assured and given confidence, that it could be paid off sooner with no penalty. Reviewed on: 28th June 2023

Fast and easy

5
Easy application and money the same day Reviewed on: 28th June 2023

Excellent customer service

5
Have only spoken to a member of their team once, but she was kind, helpful and professional Reviewed on: 28th June 2023

So simple

5
From start to finish, the whole process was quick and easy. Lots of information provided via email and SMS, so I was well informed throughout and knew exactly what was going on at each stage. Reviewed on: 28th June 2023

Nice and easy

5
So simple to apply, no awkward questions, staff were great. Decision came through really quickly and I got the cash next day. I get a helpful text reminder each month when my payment is due to come of my bank. Great company! Reviewed on: 28th June 2023

All round excellence

5
Every step of the application they were there and very helpful. They continue to ensure everything is going well. I think they are good all rounders. Reviewed on: 28th June 2023

User friendly system

5
So simple to apply . And an instant response . Reviewed on: 28th June 2023

Straight forward, easy transaction

5
Very quick and easy application - funds recieved very quickly thank you Reviewed on: 28th June 2023

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