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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (13650)

I was in horrendous overdraft

5
I was in overdraft quite a lot and got stuck in a vicious cycle of constantly having to remain in overdraft due to outgoing bills and overdraft fees, after applying to plata I was able to write off my overdrafts into one plain and simple £200 a month payment Reviewed on: 3rd June 2024

Fast and helpful Helping me get my dram car

5
Fast and helpful Helping me get my dram car Reviewed on: 3rd June 2024

This is my first time using Plata and everything see...

4
This is my first time using Plata and everything seems to have gone smoothly so far. Communication has been effective and efficient. Reviewed on: 3rd June 2024

Exceptional

5
I’ve had a great experience using plata, quick decision, money arrived quickly and I spoke to customer services they were very lovely and helped me with the information I needed. Reviewed on: 3rd June 2024

I was in urgent need of some funds

5
I was in urgent need of some funds as I had ran into a unexpected family death and needed funds to attend a funeral abroad and was brilliant and within a hour money was in and I was booked to take a flight the next day Reviewed on: 3rd June 2024

transferred quickly, simple to apply

5
Loan was transferred quickly and applications forms easy to fill Reviewed on: 3rd June 2024

Very helpful, fsir and friendly.

5
Very helpful, fsir and friendly. Reviewed on: 3rd June 2024

Fabulous customer service, loan was arranged with no...

5
Fabulous customer service, loan was arranged with no problems Reviewed on: 3rd June 2024

I'm a new customer to Plato, so have a limited exper...

4
I'm a new customer to Plato, so have a limited experience in dealing with them, so far all communication has been online through their website which has been very clear and easy to use. I will also say that the service provide has also been very quick and efficient. Early days however. Reviewed on: 3rd June 2024

I went to plata as my own company supplied by work h...

5
I went to plata as my own company supplied by work had refused me based on the reasons for my loan. Although the Apr was higher, plata offered the best value for money. It was quick, easy and well explained throughout the process as to what would be offered. The delivery was quick and easy Reviewed on: 3rd June 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review