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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Application process

5
Everything went very smoothly from start of application to money in bank Reviewed on: 28th May 2024
Patrick Tobin's avatar
Patrick Tobin

I have had a great experience using plata.

5
I have had a great experience using plata. Simple and easy. Reviewed on: 28th May 2024
Laura 's avatar
Laura

Prompt and helpful

5
They're very prompt and easy to talk to. I only wish the APR was a bit lower but I'm glad they were helpful. Reviewed on: 27th May 2024
Gloria K.'s avatar
Gloria K.

My whole experience with Plata was positive, the app...

5
My whole experience with Plata was positive, the application was quick and simple and I was given a quick decision , the loan was progressing see quickly and the rate was fair and easy to keep an eye on Loan through website Reviewed on: 27th May 2024
Shirley S's avatar
Shirley S

Quick efficient process.

5
Quick efficient process. Couldn't believe it was so straight forward Reviewed on: 27th May 2024
Daniel O's avatar
Daniel O

Application

5
Very easy to apply and quick decision Reviewed on: 27th May 2024
David W's avatar
David W

easy to use and straightforward

5
Was easy to use and straightforward did not have me waiting for a reply for days Reviewed on: 27th May 2024
MARCUS D's avatar
MARCUS D

Simple and easy process

5
The application was simple and easy to use, I had a follow up phone call to discuss elements on why I needed the loan and explaining my sources of income. The lady on the phone was pleasant and provided excellent customer service liasing with the underwriter. Overall it was a positive experience and would recommend. Reviewed on: 27th May 2024
Tom J's avatar
Tom J

Good lender quick deposit great loans

5
Good lender quick deposit great loans Reviewed on: 27th May 2024
Deborah m's avatar
Deborah m

Quick and efficient, easy to understand and navigate

5
Quick and efficient, easy to understand and navigate Reviewed on: 27th May 2024
Kelly c's avatar
Kelly c

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