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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Is all fast mony no problem .

5
Is all fast mony no problem . I like the plata Reviewed on: 26th May 2024

Excellent help when needed

5
excellent help when needed, not too bad on terms etc. Reviewed on: 26th May 2024

Their website is user friendly from start to finish...

5
Their website is user friendly from start to finish and would definitely use them again for any loans. Quick process, the money was in my bank super quickly and I’ve been happy ever since. Options to extend loan, change payment date which is really helpful. Reviewed on: 26th May 2024

Easy and seamless process.

5
Easy and seamless process. Online account is easy to view and understand. Reviewed on: 26th May 2024

Super helpful, lowest interest rate.

5
Super helpful, lowest interest rate. Great Reviewed on: 26th May 2024

Simple straight forward and fast service

5
Easy process online. All automated and quick. Reviewed on: 26th May 2024

The process was quick and easy.

5
The process was quick and easy. I would recommend to anyone to use. Reviewed on: 26th May 2024

Easy set up but apr slightly higher than I would hav...

5
Easy set up but apr slightly higher than I would have liked Reviewed on: 26th May 2024

Friendly, helpful and informative service throughout.

5
Friendly, helpful and informative service throughout. Appreciate everything Plata has done for me in this lending experience. Reviewed on: 26th May 2024

Very pleased

5
Had a great journey when having trouble due to a house move. Communication has been good, website is easy to use. All round very pleased. Reviewed on: 26th May 2024

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