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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

It was very helpfull when I need it and easy...

5
It was very helpfull when I need it and easy to apply Reviewed on: 24th May 2024

Plata have been fantastic, over telephone calls and...

5
Plata have been fantastic, over telephone calls and / or written correspondence. Reviewed on: 24th May 2024

The BEST COMPANY

5
I made a loan with PLATA a month ago, I had financial problems and I was desperate for help, PLATA helped me recover financially and solve my problems! The loan was easy to access and it was still on my understanding, thank you PLATA! Reviewed on: 24th May 2024

Quick finance when needed

5
Needed some finance help applied got what I needed with little hassle very quick service Reviewed on: 24th May 2024

Staff were so polite with you what they asked was wa...

5
Staff were so polite with you what they asked was was good and friendly too Reviewed on: 24th May 2024

Amazing customer service!

5
Super easy application process and everything moved really quickly. When I have needed customer service, the phone is answered almost instantly and everyone is so friendly and helpful. Reviewed on: 24th May 2024

I will recomand

5
Is was good and helpful experience Reviewed on: 24th May 2024

Bad experience.

1
Bad experience. Punitive rate of interest. Reviewed on: 24th May 2024
Reply from Plata Hi Mohammed, Thank you for your feedback which we are sorry to read. Our interest rates are suitably price risk adjusted and we believe that our pre-contract information that is provided clearly shows the amount of interest and total amount to be repaid. It is then down to the applicant to decide if they wish to proceed. Kind regards, Plata Response date: 24th May 2024
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Plata

I had an excellent first hand experience when I call...

5
I had an excellent first hand experience when I called up regarding my loan application, advisor provided detailed information. Reviewed on: 24th May 2024

I wouldn't dream of going anywhere else

5
I wouldn't dream of going anywhere else for any future loan needs. Great application process, fast payout, well structured portal to manage my loan, and most importantly, a fantastic and fair repayment amount. Reviewed on: 24th May 2024

Review Plata: Personal loans now

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