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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Absolutely perfect.

5
Everything was exceptionally simple to follow and the money was paid into my account within an hour or two. I couldn't believe it. It's made my life so much easier and the monthly repayments are more than affordable. I couldn't recommend Plata anymore than I do already. Reviewed on: 21st May 2024

They were very understanding of why the loan was nee...

5
They were very understanding of why the loan was needed. When I ordered a new card as I lost mine they kept a note on file and when I received the new card I called and updated my details with ease. Online portal is very useful and holds all documents aswell. Reviewed on: 21st May 2024

I had a very smooth service and very good customer s...

5
I had a very smooth service and very good customer service and would highly recommend. Reviewed on: 21st May 2024

Very easy experience and clear explanation throughou...

5
Very easy experience and clear explanation throughout the process with online guides, help icons etc. Reviewed on: 21st May 2024

Honest & Reliable

5
Plata have been clear and consistent. Reviewed on: 21st May 2024

very quick and easy!

5
The application was very quick and easy! The money went in the next morning also. Reviewed on: 21st May 2024

Thank you for the helping hand

5
I have struggled in the past to get a loan, although able to afford repayments. The only options previously have been small loans with high interest which doesn’t help me in the long run. Plata accepted my application & it’s enabled me to finally get a head start and has made a huge difference to me in a short space of time. Although I’ll be paying monthly, it has allowed me to move away from other credit sources and I have enjoyed an actual income this month. The interest, I feel, is also reasonable. Reviewed on: 21st May 2024

Only the best with Plata

5
My Plata experience from start to finish was amazing. The application form was seamless, the information was clear, the repayment amount was clear and the website is very user friendly. I would absolutely recommend Plata to anyone looking for a loan so they knew exactly what they where getting themselves into from start to finish. Thank you to everyone at team Plata, you deserve this nomination. Reviewed on: 21st May 2024

Very fast service and very helpful

5
Very fast service and very helpful Reviewed on: 21st May 2024

Very satisfying service and quick decision

5
Very satisfying service and quick decision Reviewed on: 21st May 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review