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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Nice and fast application process, easy online websi...

5
Nice and fast application process, easy online website to navigate through. Good interest rates, better than other loan companies I’ve used in the past Reviewed on: 21st May 2024
E A's avatar
E A

Easy loan

4
Loan was very easy to complete and set up Reviewed on: 21st May 2024
Mike M's avatar
Mike M

Life changing!

5
Process was so seamless. Really easy to follow. Very straightforward and didn’t take a lot of time. Everything is laid out so clearly that you can’t miss anything and there is nothing hidden in the terms at all. Informative, fair, and massively helped me out. Consolidated all my debts with Plata and it’s been a huge life saver. Thankyou so much! Reviewed on: 21st May 2024
Jess S's avatar
Jess S

Absolutely perfect.

5
Everything was exceptionally simple to follow and the money was paid into my account within an hour or two. I couldn't believe it. It's made my life so much easier and the monthly repayments are more than affordable. I couldn't recommend Plata anymore than I do already. Reviewed on: 21st May 2024
Joseph L's avatar
Joseph L

They were very understanding of why the loan was nee...

5
They were very understanding of why the loan was needed. When I ordered a new card as I lost mine they kept a note on file and when I received the new card I called and updated my details with ease. Online portal is very useful and holds all documents aswell. Reviewed on: 21st May 2024
Sophie Q's avatar
Sophie Q

I had a very smooth service and very good customer s...

5
I had a very smooth service and very good customer service and would highly recommend. Reviewed on: 21st May 2024
Clare d's avatar
Clare d

Very easy experience and clear explanation throughou...

5
Very easy experience and clear explanation throughout the process with online guides, help icons etc. Reviewed on: 21st May 2024
JefferyScoot 's avatar
JefferyScoot

Honest & Reliable

5
Plata have been clear and consistent. Reviewed on: 21st May 2024
R P's avatar
R P

very quick and easy!

5
The application was very quick and easy! The money went in the next morning also. Reviewed on: 21st May 2024
Sophie b's avatar
Sophie b

Thank you for the helping hand

5
I have struggled in the past to get a loan, although able to afford repayments. The only options previously have been small loans with high interest which doesn’t help me in the long run. Plata accepted my application & it’s enabled me to finally get a head start and has made a huge difference to me in a short space of time. Although I’ll be paying monthly, it has allowed me to move away from other credit sources and I have enjoyed an actual income this month. The interest, I feel, is also reasonable. Reviewed on: 21st May 2024
Queentriangle 's avatar
Queentriangle

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