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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Reasonable interest rate, quick turn around.

5
Reasonable interest rate, quick turn around. Reviewed on: 21st May 2024

Great customer service - easy to complete applicatio...

5
Great customer service - easy to complete application & processing. Reviewed on: 21st May 2024

Excellent lender

5
Excellent service quick money transfer Reviewed on: 21st May 2024

The decision was made very quickly and without any p...

5
The decision was made very quickly and without any problems. Very good customer service. I recommend Reviewed on: 21st May 2024

Very easy and comfortable to deal with

5
Very easy and comfortable to deal with Reviewed on: 21st May 2024

Im love this company easy faster and correct

5
Im love this company easy fast and correct Reviewed on: 21st May 2024

The experience was good.

4
The experience was good. However, I do feel that the % was high for people with poorer credit score. I understand that the company is taking on a higher risk. However, society can not balance the poor/rich divide until there are rules about how much can be charged. Reviewed on: 21st May 2024

I’m extremely pleased with the experience.

5
I’m extremely pleased with the experience. Here are the highlights: Quick Response: The application process was straightforward, and I received approval within hours. Fast Funding: The funds were in my account the very next day. Low Interest Rate: Plata offered a competitive interest rate, especially considering the current economic situation. Consolidation Relief: The loan helped me consolidate debts during these challenging times. Overall, I highly recommend Plata for anyone seeking a short-term loan. Their customer-centric approach and efficient platform makes the process hassle-free. Reviewed on: 21st May 2024

Borrowed the money for the loan and the process was...

5
Borrowed the money for the loan and the process was super easy and the loan was in my bank on the same day. Reviewed on: 21st May 2024

Seamless

5
Easy process, quick decision. Very happy with the application Reviewed on: 21st May 2024

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