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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Simple, quick, efficient service.

4
Simple, quick, efficient service. Reviewed on: 20th May 2024

Clear communication and easy to apply and complete o...

5
Clear communication and easy to apply and complete online Reviewed on: 20th May 2024

Plata are brilliant!

5
Efficient, helpful and helped me when I needed the extra support Reviewed on: 20th May 2024

fast and officiant great experience

5
fast and officiant great experience Reviewed on: 20th May 2024

Process was easy enough, just took a phone call or t...

4
Process was easy enough, just took a phone call or two more than should have. Reviewed on: 20th May 2024

Great experience from start to finish.

5
Great experience from start to finish. Hence Im a returning customer. Couldn’t fault them. Reviewed on: 20th May 2024

Super quick and simple.

5
Super quick and simple. Great service and an excellent experience Reviewed on: 20th May 2024

Plata is a very good Financial Lender, with a incred...

5
Plata is a very good Financial Lender, with a incredible straightforward Application, and there policy is also straightforward and stress free, as far I am concerned, I’m very happy Reviewed on: 20th May 2024

Easy process

5
Very easy and straightforward the lady I spoke with on the phone was friendly and helpful. Reviewed on: 20th May 2024

I only just applied so not much experience yet, but...

5
I only just applied so not much experience yet, but got an approval. My APR is pretty high but I have poor credit score so I am happy they agreed Reviewed on: 20th May 2024

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