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Plata: Personal loans reviews

View other Plata products
4.94
Based on 11,738 reviews, last reviewed 12th Mar 2026
350700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

From start to finish it was a quick and easy process... From start to finish it was a quick and easy process, even saving money compared to my previous loan provider. Reviewed on: 12th March 2026
Mark c's avatar
Mark c

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
NW's avatar
NW
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (11739)

Quick and easy with good communication.

4
Quick and easy with good communication. Reviewed on: 20th March 2024
Phill G's avatar
Phill G

Very easy application process, it took less than 15...

5
Very easy application process, it took less than 15 mins and the money arrived into my account 1 hour later. Very easy Reviewed on: 20th March 2024
Garfield Sib's avatar
Garfield Sib

Easy to setup, and easy to manage

5
Easy to setup, and easy to manage Reviewed on: 20th March 2024
Dean R's avatar
Dean R

Fantastic experience !

5
Fantastic experience ! Clear information at all stages and effective prompt handling of the loan. Would 100% recommend Plata to anyone ! Reviewed on: 20th March 2024
James W's avatar
James W

Very good customer service .

5
Very good customer service . I am very happy with their service Reviewed on: 20th March 2024
Asim's avatar
Asim

Thank you for helping, Plata

5
Was really struggling with my credit utilisation, plata helped me reduce my outgoings and get me back on track to providing myself a with a great credit score and credit payment history, I no longer worry or stress about money. The interest on top of that really helped as it significantly helped me reduce what I was paying out, without the help of plata things may have gotten a lot worse for me. Reviewed on: 20th March 2024
Jack C's avatar
Jack C

It was great.

5
It was great. The process was very quick and easy. Everything was clear and the staff were good. Reviewed on: 20th March 2024
Christine B's avatar
Christine B

Everything was smooth from start to finish

5
Everything was smooth from start to finish Reviewed on: 20th March 2024
Joanne D's avatar
Joanne D

Efficient & easy to use

5
Very quick service, no fancy jargon easy to use Reviewed on: 20th March 2024
Kirsty W's avatar
Kirsty W

Great loan provider at reasonable rates and great cu...

5
Great loan provider at reasonable rates and great customer service. Regular updates provided re how long was left on loan and early closure rates etc. In addition promptly told Xperian the loan was cleared unlike soke providers who won't update for several months. Reviewed on: 20th March 2024
A H Taylor's avatar
A H Taylor

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