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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Quick and easy

5
Application process was fast and easy. Decision was instant and had the money within a few hours. Reviewed on: 17th May 2024

Very fast polite and efficient 7 hours from applying...

5
Very fast polite and efficient 7 hours from applying until the amount I asked for was in my account Reviewed on: 17th May 2024

Excellent Service

5
This was such easy quick & hassle free experience. Should the need arise for a further loan I would not hesitate using them again. Excellent service Reviewed on: 17th May 2024

Quick and very easy..

5
Quick, easy and responsible application process, ensuring loan was affordable. Money was deposited quickly with no fuss. Reviewed on: 17th May 2024

Perfect investigations, great speedy service

5
Perfect investigations, great speedy service Reviewed on: 17th May 2024

Exceptional Service and Quick Approval

5
I recently had the pleasure of working with Plata for a personal loan, and I must say, my experience was outstanding. From the initial application process to the final disbursement, everything was seamless and efficient. The online application was straightforward and user-friendly, allowing me to complete it within minutes. I appreciated the clarity and transparency of the terms and conditions, with no hidden fees or surprises. One of the standout features was the quick approval and disbursement of funds. I was pleasantly surprised by how swiftly Plata processed my application and transferred the funds to my account. This efficiency was crucial for my financial needs and demonstrated their commitment to customer satisfaction. Moreover, Plata offers competitive interest rates and flexible repayment options, making it easier to manage the loan according to my financial situation. The overall experience has been positive, and I feel confident in recommending Plata to anyone in need of a reliable and customer-centric loan provider. Thank you, Plata, for your excellent service and support! Reviewed on: 17th May 2024

Great platform and clear application process

5
Great platform, clear and simple application process, support available if needed, quick turnaround time and good communication at all times. Reviewed on: 17th May 2024

Wow what a service provider

5
Absolute amazingly quick efficient service, I’ve had loans before but never one which has taken 5hrs for application to recieving cleared funds in the bank super quick service, well done Plata. Reviewed on: 17th May 2024

Excellent

5
I was really pleasantly surprised with their offers and service. Thumbs up to everyone in this company. Reviewed on: 17th May 2024

They were quick and gave me the loan I really...

5
They were quick and gave me the loan I really needed Reviewed on: 17th May 2024

Review Plata: Personal loans now

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