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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13649)

Responsible lender.

5
Thè whole experience was very quick. They were responsible by making sure I was able to afford the loan I was asking for. The telephone staff were very help. Reviewed on: 17th May 2024
Vanessa C's avatar
Vanessa C

Very quick and easy service to use.

5
Very quick and easy service to use. All forms sent though online and money was in my account next working day. Was able to set up a convenient payment date too. Reviewed on: 17th May 2024
Kimberley W's avatar
Kimberley W

Would recommend

5
Easy and quick way to get a loan at a time of need Reviewed on: 17th May 2024
Gemma's avatar
Gemma

All good it went smoothly easy to apply

4
All good it went smoothly easy to apply Reviewed on: 17th May 2024
Ron's avatar
Ron

The process of applying was quick and simple and not...

5
The process of applying was quick and simple and notification of approval was almost immediate. The funds were in my account the next day. Have previously had loans with my own bank at a lower rate of APR but this was well before the pandemic and subsequent rise in inflation, but still the best deal I could find and a better APR % offered than my own bank! This has really helped me to consolidate debts accrued with the current cost of living crisis and has taken a weight off my mind! . Thank you. Reviewed on: 17th May 2024
Debbie S's avatar
Debbie S

Top company

5
Was straight forward applying for a loan and very quick too. Reviewed on: 17th May 2024
Gary S's avatar
Gary S

Fast service excellent

5
Fast service someone to talk you though the steps exellent serivce would highly recommend Reviewed on: 17th May 2024
Joe d's avatar
Joe d

Quick and easy to use!

5
Quick and easy to use! Literally didn’t have to do anything other than provide ID after I submitted my application! Was done in a day! Reviewed on: 17th May 2024
JC's avatar
JC

Highly recommend

5
I recently used Plata for a loan and had an outstanding experience. From start to finish, the process was remarkably straightforward and hassle-free. The application was simple to complete, and I was impressed by how quickly my loan was approved. The efficiency of their service really stood out, ensuring that I got the funds I needed without any unnecessary delays. Additionally, their customer service team was exceptional. They were friendly, professional, and always available to answer any questions I had, making me feel valued and well-supported throughout the process. The overall experience was smooth and stress-free, which is exactly what you want when dealing with financial matters. I highly recommend Plata to anyone in need of a quick and easy loan solution. Reviewed on: 17th May 2024
Alexander 's avatar
Alexander

Fantastic

5
Easy to use app and quick to tell u if your going to get your loan. No hard searches on your credit score even if u don’t get the loan . Reviewed on: 17th May 2024
David E's avatar
David E

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