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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

I couldn’t verify my number online so had to call up...

5
I couldn’t verify my number online so had to call up, did not wait forever in a que and spoke to someone almost immediately who was friendly and extremely helpful with any and all questions I had. Overall brilliant customer service. Reviewed on: 14th May 2024
Stephanie K's avatar
Stephanie K

Quick easy and got money quickly, no charge to pay b...

5
Quick easy and got money quickly, no charge to pay back early and the mobile site is easy to understand. I haven't had a chance to use any of the customer service features but can see it all very clearly in the app so good signposting there and know how to use if if I ever do. Reviewed on: 14th May 2024
Harley Bruton's avatar
Harley Bruton

Quick and easy application

5
Quick and easy application, kept up to date the whole process. Stress free! Reviewed on: 14th May 2024
Mollie B's avatar
Mollie B

quick and easy

5
quick and easy to access Also security guaranteed at all stages Reviewed on: 14th May 2024
Donald B's avatar
Donald B

No issues, some confusion on online portal but fixed...

4
No issues, some confusion on online portal but fixed by calling Reviewed on: 14th May 2024
AaronF's avatar
AaronF

Excellent first class staff, quick loan options and...

5
Excellent first class staff, quick loan options and fast pay out. Reviewed on: 14th May 2024
Chris R's avatar
Chris R

Stress free - easy!

5
Stress free, easy to sort. Offered and sorted a top up loan easily! Reviewed on: 13th May 2024
Syed's avatar
Syed

Highly impressed

5
Easy application process. Accessible website. Very effective and efficient staff when I have a query. Really happy with this service. Reviewed on: 13th May 2024
Hannah 's avatar
Hannah

Very easy to apply, great UI and great service

5
Very easy to apply, great UI and great service Reviewed on: 13th May 2024
Ciaran's avatar
Ciaran

Plata process seamless!

5
I have just opened an account with Plata and the process was seamless! I have been considering consolidating debt for a while and they were a recommended provider on Credit Karma. After going through a soft search, my application was essentially in place pretty much straight away, I just had to sign my documents. I received the loan the very next day and was able to set my payment date etc. Whilst the apr at present is slightly higher, again aren't interest rates still a bit high all over the place, it really has helped me to get the loan I was needing and the process was quick and painless. Reviewed on: 13th May 2024
KelsDawnC's avatar
KelsDawnC

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