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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Easy application, easy payment methods and when I mi...

5
Easy application, easy payment methods and when I missed a payment helped me regain track Reviewed on: 10th May 2024

Very friendly and helpful customer service

5
Very friendly and helpful customer service Reviewed on: 10th May 2024

Online account is really easy to use and when I have...

5
Online account is really easy to use and when I have spoken with staff they have been really friendly and helpful. Reviewed on: 10th May 2024

Fast and efficient lender.

5
Fast and efficient lender...excellent online facility Reviewed on: 10th May 2024

We had money taken, a considerable amount.

5
We had money taken, a considerable amount. Now we have hope until our funds are returned to us. This was fast, simple and easily applied for. They do all the work and with trust working together you'll find they'll approve most. Drawbacks are the required consent to view your bank account. My husband too, is on the account. The benefits are definitely a quick informed decision. Also are given.advice and are well informed of monthly repayments. I'm very nervous.. if my money hadn't been taken I'd fine..They took over 2000 without warning. I was stunned. Hopefully, I'll get help here. Also with Plata I can honestly say although I'm very nervous, either way, accepted or not I will respect their decision and keep trying. This is a very worrying time but Plata are accepting even if your credit isn't so good. Mine is okay so hopefully. You must be able to afford your repayments or you will be penalised. I'm glad I work a good job. Plata verify everything so do be honest. I'm patiently waiting for my answer The whole application has taken only a short time. I'd recommend if you're in need. Plata don't discriminate. It's easy online but there is also a number you can call if you'd rather talk it out. Reviewed on: 10th May 2024

Dealing with plata was easy and seemless the website...

5
Dealing with plata was easy and seemless the website well designed and easy to navigate Reviewed on: 9th May 2024

Great Provider

5
Great customer service, easy application. Reviewed on: 9th May 2024

Easy process to apply

5
Easy to apply, quick decision and funds transferred immediately. Reviewed on: 9th May 2024

fantastic customer service and ease of website

5
fantastic customer service and ease of website Reviewed on: 9th May 2024

Fast, straight forward and easy to apply

5
Fast, straight forward and easy to apply Reviewed on: 9th May 2024

Review Plata: Personal loans now

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