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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Fast and efficient lender.

5
Fast and efficient lender...excellent online facility Reviewed on: 10th May 2024

We had money taken, a considerable amount.

5
We had money taken, a considerable amount. Now we have hope until our funds are returned to us. This was fast, simple and easily applied for. They do all the work and with trust working together you'll find they'll approve most. Drawbacks are the required consent to view your bank account. My husband too, is on the account. The benefits are definitely a quick informed decision. Also are given.advice and are well informed of monthly repayments. I'm very nervous.. if my money hadn't been taken I'd fine..They took over 2000 without warning. I was stunned. Hopefully, I'll get help here. Also with Plata I can honestly say although I'm very nervous, either way, accepted or not I will respect their decision and keep trying. This is a very worrying time but Plata are accepting even if your credit isn't so good. Mine is okay so hopefully. You must be able to afford your repayments or you will be penalised. I'm glad I work a good job. Plata verify everything so do be honest. I'm patiently waiting for my answer The whole application has taken only a short time. I'd recommend if you're in need. Plata don't discriminate. It's easy online but there is also a number you can call if you'd rather talk it out. Reviewed on: 10th May 2024

Dealing with plata was easy and seemless the website...

5
Dealing with plata was easy and seemless the website well designed and easy to navigate Reviewed on: 9th May 2024

Great Provider

5
Great customer service, easy application. Reviewed on: 9th May 2024

Easy process to apply

5
Easy to apply, quick decision and funds transferred immediately. Reviewed on: 9th May 2024

fantastic customer service and ease of website

5
fantastic customer service and ease of website Reviewed on: 9th May 2024

Fast, straight forward and easy to apply

5
Fast, straight forward and easy to apply Reviewed on: 9th May 2024

Completely transparent and smooth.

5
Completely transparent and smooth. No nonsense check or delays. All required important information were clearly documented. Reviewed on: 9th May 2024

Brilliant!

5
All done online, website is easy to understand, no hidden fees, all clear and simple. Reviewed on: 9th May 2024

Rapid Application

4
Friendly, hassle free application with money in my account rapidly. Reviewed on: 9th May 2024

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