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Plata: Personal loans reviews

4.94
Based on 12,290 reviews, last reviewed 13th Mar 2026
403900% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Good service, very quick and professional Good service, very quick and professional Reviewed on: 13th March 2026
Tom O's avatar
Tom O

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
NW's avatar
NW

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12290)

Amazing dashboard, everything is right there for you.

5
Amazing dashboard, everything is right there for you. Check your payments, no problem. Check remaining balance, sure. Everyone does that. But you can also check your early settlement figure right away, no need to reach out, wait long time, you can check how much you can save right away. Reviewed on: 22nd March 2024

I am a transwoman and Plata was VERY helpful and...

5
I am a transwoman and Plata was VERY helpful and understanding of my situation. There was an initial hiccup due to my legal name still being my dead-name and them calling. When I answered the phone they asked to speak with me as my dead-name and I said that I was that person but obviously it was confusing and didn't register. I got off the phone and then emailed them explaining the situation and someone got back to me straightaway and were very helpful and understanding. My feedback to them was that it would be helpful if their application process was made more trans-friendly and they took that onboard. Reviewed on: 22nd March 2024

Great loan provider

5
It was easy and clear to secure the loan and easy to speak to someone when I came to pay it off early. Reviewed on: 22nd March 2024

Very rapid approval!

5
Very rapid approval and I don't have a great credit rating, basically completed within the day! Reviewed on: 22nd March 2024

Swift easy process can't fault the company 10/10.

5
Swift easy process can't fault the company 10/10. Reviewed on: 22nd March 2024

Excellent!

5
Easy application process and excellent customer service. Everything was smooth and fast. Reviewed on: 22nd March 2024

Easy and quick to apply for a loan

5
Easy and quick to apply for a loan Reviewed on: 22nd March 2024

Plato been great no complaints about the company at all

5
Plato been great no complaints about the company at all Reviewed on: 22nd March 2024

It was a quick process and reliable when needed

5
It was a quick process and reliable when needed Reviewed on: 22nd March 2024

Great customer service and seamless transition even...

5
Great customer service and seamless transition even when switching bank accounts. Reviewed on: 22nd March 2024

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