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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Customer focused and clear communication

5
Looking to purchase a campervan Plata were customer centric great communication and clear process Reviewed on: 9th May 2024

Excellent service , I’m really happy .

5
Excellent service , I’m really happy . Recommend 100%! Reviewed on: 9th May 2024

Easy and simple

5
Easy and simple - really easy to understand terminology, lays out clearly what the options are and quick application process. Reviewed on: 9th May 2024

Excellent service, easy access

5
From start to finish interacting with Plata over the phone and via the online application. All of their staff have been attentive and very professional. I would highly rate them for anyone who is unsure as to loan processes or has specific circumstances that might make it difficult elsewhere. Reviewed on: 8th May 2024

Absolutely amazing experience from start to finish

5
Absolutely amazing experience from start to finish Reviewed on: 8th May 2024

Very easy online application which was very easy to...

5
Very easy online application which was very easy to follow with verifying account email and mobile number was also an easy process Reviewed on: 8th May 2024

Life savers!

5
Plata were the only company out there to help me with my debt consolidation! I was in an incredibly tight spot in my life and Plata helped me secure a loan which helped myself and my family. Amazingly affordable payments and any interaction I have had with the Plata team has be faultless! 11/10 service would always recommend without a doubt. Thank you for being the people that saved me from my money woes Reviewed on: 8th May 2024

Everything was easy as they said and easy managed th...

5
Everything was easy as they said and easy managed the payment on your own Reviewed on: 8th May 2024

Plata is a Top tier lender!

5
I applied for the loan around midnight and woke up the next morning and within an hour and 42 minutes I received a call about my application with some follow up questions, and I managed to get everything sorted within an hour and had my loan drop same day just before the bank holiday weekend, how great is that?! I must say the customer service agent was incredibly lovely and interested in what I was intending to use the loan for. I thoroughly did my research before applying and looked up Plata on review sites to read what others experienced and gage how everything could work out. I am so happy I chose them for a loan - they seem secure, supportive, and their website is incredibly easy to use. Thanks for the great experience and the quick turnaround. Top tier lender by a mile! :) Reviewed on: 8th May 2024

Great Service

5
Great all round experience, everything dealt with efficiently Reviewed on: 8th May 2024

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